5282 NEIL DRIVE, ST PETERSBURG, FL, 33714
Active86 days on marketListed May 14, 2026MLS #TB8505469
About this home
5282 NEIL DRIVE
This is your opportunity to call this newer construction, upscale St. Petersburg townhouse home. Built in 2022 and located NOT in a flood zone in the desirable gated community of Heritage Oaks, this thoughtfully laid out property features three spacious bedrooms (plus a loft!), two and a half bathrooms, a two car garage and screened in lanai. As you arrive, you are greeted by luscious landscaping that leads you down a tropical walkway to your private front porch. Inside, durable wide plank tile floors are paired perfectly with timeless white kitchen cabinets, quartz countertops, and a full set of stainless steel appliances. A spacious dining room and living room (flooded with natural light) creates the perfect backdrop for entertaining friends and family or relaxing at night. Just off your living space, your main floor, en-suite oasis awaits you, complete with a an organized set of perfectly organized California Closets, a double vanity, and walk in shower (with a palm tree view!). A screened in lanai, powder room, laundry room and attached two car garage completes your main level living space. Walk upstairs and a bonus loft space offers the perfect setting for a second living room, playroom, library, and more. Two additional (large!) bedrooms, additional storage, and a second full bathroom offer plenty of space to grow. Beautifully maintained landscaping, a private clubhouse and community pool, paired with a convenient location in central Saint Petersburg make this gorgeous, maintenance free residence the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,713
Sqft
0.05 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,076 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,076/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs St Petersburg actives
$251 vs $326
Days on market
86 vs 55 typical
Where $251/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5282 NEIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$420,000
5299 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,713 sqft · $245/sqft · 47 DOM
Sold · Jul ’26$405,000
5293 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,713 sqft · $236/sqft · 64 DOM
Sold · Nov ’25$246,000
5346 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,700 sqft · $145/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5282 NEIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5282 NEIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5282 NEIL DRIVE FAQs
What would the monthly payment be for 5282 NEIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,076/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5282 NEIL DRIVE?+
The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5282 NEIL DRIVE?+
The most recent tax bill on record (2025) was $7,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5282 NEIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $429,900, this home is priced right at the St Petersburg median.
Which schools are assigned to 5282 NEIL DRIVE?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,900 runs 105% above the ST PETERSBURG 33714 median — but at 1,713 sqft it's also 27% larger than the typical St Petersburg listing.
02Know the monthly fee
The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $449,900, now $429,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Gregory Margliano. MLS #TB8505469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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