1603 ROSEVILLE STREET, LUTZ, FL, 33549
Active23 days on marketListed Jul 1, 2026MLS #TB8524924
About this home
1603 ROSEVILLE STREET
Welcome to this beautifully maintained end-unit townhome located in the highly sought-after gated community of Willow Square. Offering 1,801 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bath residence combines comfort, style, and low-maintenance living. As an end unit, the home is filled with an abundance of natural light thanks to the additional windows that create a bright and inviting atmosphere throughout the main living areas. As you enter through the front door, you'll step inside the welcoming foyer and discover an open-concept floor plan where the spacious living room flows seamlessly into the dining area and well-appointed kitchen, making it ideal for both everyday living and entertaining. Elegant crown molding and ceramic tile flooring enhance the entire first level, while a convenient half bath is perfectly situated for guests. The kitchen is designed to impress with granite countertops, stainless steel appliances, 42-inch upper cabinets, lower cabinets featuring convenient pull-out shelves, and a combined pantry/laundry room complete with custom built-in shelving for exceptional organization. Upstairs, a versatile loft separates the split-bedroom floor plan, offering additional living space perfect for a home office, media area, or reading nook. The spacious primary suite is filled with natural light and features an ensuite bathroom with dual granite vanities, a walk-in shower, relaxing garden tub, and a generous walk-in closet. Enjoy peaceful mornings on the screened lanai overlooking the backyard—the perfect place to watch the sunrise while enjoying your morning coffee. The two-car garage features an attractive epoxy floor finish, complemented by an extended driveway and convenient guest parking nearby. Enjoy worry-free living with low HOA fees that include lawn and landscaping maintenance, exterior maintenance, and the roof. Even better, there is no CDD fee. Residents of Willow Square enjoy a resort-style community pool. Conveniently located just minutes from I-75 and I-275, this home is close to shopping, dining, medical facilities, and everyday conveniences, while being zoned for top-rated schools. This exceptional townhome offers the perfect blend of location, convenience, and low-maintenance Florida living. Don't miss your opportunity to own this exceptional home in one of the area's most desirable gated communities. Schedule your private showing today and experience everything this beautiful townhome has to offer! **The seller is willing to include select furnishings with an acceptable offer, providing an exceptional move-in-ready opportunity for the next owner.**Ask about EXCLUSIVE FINANCING INCENTIVES available to qualified buyers. Buyer is not required to use the preferred lender.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,801
Sqft
0.06 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,962 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,962/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Lutz actives
$188 vs $244
Days on market
23 vs 35 typical
Where $188/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1603 ROSEVILLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$394,900
23907 LAKE BARK COURT
4 bd · 2.5 ba · 1,806 sqft · $219/sqft · 10 DOM
Sold · Aug ’25$382,400
23910 LAKE BARK COURT
4 bd · 2 ba · 1,781 sqft · $215/sqft · 6 DOM
Sold · Jan ’26$409,000
24600 VICTORIA WOOD COURT
3 bd · 2 ba · 1,758 sqft · $233/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1603 ROSEVILLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1603 ROSEVILLE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1603 ROSEVILLE STREET FAQs
What would the monthly payment be for 1603 ROSEVILLE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,962/mo — principal and interest, the actual property-tax bill, the $323/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1603 ROSEVILLE STREET?+
The association fee works out to $323 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1603 ROSEVILLE STREET?+
The most recent tax bill on record (2025) was $3,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1603 ROSEVILLE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $339,000, this home is listed about 31% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1603 ROSEVILLE STREET?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMORYS ROCK REALTY POWERED BY SELLSTATE · April Emory. MLS #TB8524924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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