David Ramirez
$319,9993 bd2.5 ba1,586 sqft$202 /sqft$2,613 /mo all-in ↓

5011 ENSIGN LOOP, NEW PORT RICHEY, FL, 34652

Active18 days on marketListed Jul 6, 2026MLS #TB8524856

Single Family ResidenceFLORAMAR SEC C-8

About this home

5011 ENSIGN LOOP

Virtually Staged. Functional coastal living with built-in peace of mind in Gulf Harbors! This 3-bedroom, 2-bathroom home features a split floor plan and has been updated with a resilient horizontal split-wall system using removable drywall on the lower half—offering a practical design for future coastal maintenance. The interior layout includes a living and dining area finished with gray tile floors, board-and-batten wainscoting, and crown molding. The kitchen is equipped with new cabinets, granite countertops, stainless steel appliances, and a breakfast bar that opens directly into the family room. For privacy, the primary bedroom sits on its own side of the home, featuring hand-scraped wood-look tile floors, a walk-in closet, and an attached en-suite bathroom. On the opposite side, French doors lead to the second bedroom, which includes a slider to the outdoor patio. The third bedroom also features matching wood-look tile, and the guest bathroom has been updated with a granite-top vanity and tile shower. Outside, the property features a fully fenced backyard. Residents can also take advantage of the optional Gulf Harbors Private Beach Club ($200/year) for access to the beach, showers, and grills, as well as the Civic Association ($125/year). Schedule your look today to see the layout and features for yourself!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,586

Sqft

0.17 ac

Lot size

2

Garage

1973

Year built

One

Levels

$202

Per sqft

Garden viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryElectric Dryer Hookup · Other · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden
FacesNorth
ParkingDriveway · Garage Door Opener · Off Street · On Street
ExteriorPrivate Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$5,012/yr
PetsYes
CommunityCommunity Boat Ramp · Clubhouse · Deed Restrictions · Dog Park · Golf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,613 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$418
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,613/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$418
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$250KedgeAI estimate $294,927 · range $260K$334K$347K

vs edgeAI estimate

+8.5%

$/sqft vs New Port Richey actives

$202 vs $194

Days on market

18 vs 41 typical

Where $202/sqft sits among the 400 New Port Richey actives

97
135 · this home
105
21
12
30
$94–150$150–206$206–263$263–319$319–375$375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 5011 ENSIGN LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$280K$299K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $319,999 · 18 days on market since
1973Built · FLORAMAR SEC C-8

Reality check

What actually sold near 5011 ENSIGN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3217 ROCK VALLEY DRIVESold · Nov ’25

$320,000

3217 ROCK VALLEY DRIVE

4 bd · 2 ba · 1,600 sqft · $200/sqft · 24 DOM

3707 PINEHURST DRIVESold · Apr ’26

$270,000

3707 PINEHURST DRIVE

3 bd · 2 ba · 1,534 sqft · $176/sqft · 122 DOM

3721 LIGHTHOUSE WAYSold · Mar ’26

$315,500

3721 LIGHTHOUSE WAY

3 bd · 2 ba · 1,519 sqft · $208/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5011 ENSIGN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5011 ENSIGN LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5011 ENSIGN LOOP FAQs

What would the monthly payment be for 5011 ENSIGN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,613/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5011 ENSIGN LOOP?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5011 ENSIGN LOOP?+

The most recent tax bill on record (2025) was $5,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5011 ENSIGN LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $319,999, this home is listed about 14% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5011 ENSIGN LOOP?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Alexandros Antonakos. MLS #TB8524856.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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