David Ramirez
$359,000$474,9002 bd2 ba1,527 sqft$235 /sqft$2,645 /mo all-in ↓

4448 MARINE PARKWAY, NEW PORT RICHEY, FL, 34652

Active292 days on marketListed Oct 25, 2025MLS #TB8441729

Reduced $116KSingle Family ResidenceGULF HARBORS WOODLANDS

About this home

4448 MARINE PARKWAY

Seller offering up to $10,000 toward buyer’s closing costs/prepaids/rate buydown or roof replacement. Contribution subject to lender approval and contract terms. Welcome to 4448 Marine Parkway in New Port Richey, an opportunity to own direct Gulf access waterfront property at one of the most competitive price points in the entire area. This fully renovated 2-bedroom, 2-bath home offers 1,527 sq ft of move-in ready living space designed for both comfort and lifestyle. Inside, you’ll find luxury vinyl plank flooring, fresh interior and exterior paint, and modern designer lighting that creates a clean, updated feel throughout. The kitchen has been thoughtfully upgraded with quartz countertops, stainless steel appliances, and a sleek range hood—perfect for everyday living or entertaining guests. Step into an open, flowing layout that leads to an enclosed lanai overlooking the canal—your front-row seat to Florida waterfront living. The backyard offers space to add a dock or boat lift, giving you the ability to launch directly into the Gulf and explore destinations like Anclote Key. Both bathrooms have been fully remodeled with modern finishes, delivering a spa-like experience. A 2-car garage and low-maintenance lot add to the home’s convenience and functionality. Located in the highly desirable Gulf Harbors community, residents enjoy optional access to a private beach club, boat ramps, and coastal amenities—all just minutes from shopping, dining, and the energy of downtown New Port Richey and Sims Park. The home is approximately 6–8 miles from Tarpon Springs and the historic Sponge Docks, 24–27 miles from Clearwater Beach, about 25–30 miles from Tampa International Airport and Raymond James Stadium, approximately 30–40 miles from Busch Gardens, downtown Tampa, and Amalie Arena, and about 100 miles from Walt Disney World and other Orlando-area theme parks. Whether heading out for waterfront dining, a professional sporting event, a beach day, or a theme-park getaway, this location provides access to many of the Tampa Bay region’s most popular destinations while offering a quieter waterfront setting at home. Distances and drive times are approximate and may vary depending on the route and traffic. What makes this home rare: Priced below comparable waterfront homes Fully renovated and move-in ready Direct Gulf access at a rare price point Whether you’re looking for a primary residence, second home, or investment opportunity, this property delivers both lifestyle and value in one package. Bring your boat and make this renovated Gulf-access waterfront home your own. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,527

Sqft

0.11 ac

Lot size

2

Garage

1979

Year built

One

Levels

$235

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingBoat · Driveway
ExteriorHurricane Shutters · Lighting · Sliding Doors

Community & fees

HOA fee$60/mo
Taxes (2024)$1,829/yr
PetsYes
CommunityCommunity Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,645 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$152
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$2,645/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$152
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$243KedgeAI estimate $297,640 · range $253K$398K$414K

vs edgeAI estimate

+20.6%

$/sqft vs GULF HARBORS WOODLANDS

$235 vs $242

Days on market

292 vs 51 typical

Where $235/sqft sits among the 11 homes for sale in GULF HARBORS WOODLANDS

5
2 · this home
1
2
0
1
$174–231$231–287$287–344$344–401$401–457$457+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4448 MARINE PARKWAY

Drive times from this address

Tampa Int’l Airport (TPA)48 min
Downtown Tampa51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

6 of 11

GULF HARBORS WOODLANDS have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,000 $116K
Oct 25, 2025Listed at $474,900 · 292 days on market since
1979Built · GULF HARBORS WOODLANDS

Reality check

What actually sold near 4448 MARINE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4522 RICKOVER COURTSold · May ’26

$299,999

4522 RICKOVER COURT · same community

2 bd · 2 ba · 1,590 sqft · $189/sqft · 31 DOM

4336 MARINE PARKWAYSold · Nov ’25

$300,000

4336 MARINE PARKWAY · same community

3 bd · 2 ba · 1,590 sqft · $189/sqft · 50 DOM

4559 INGERSOL PLACESold · Sep ’25

$150,000

4559 INGERSOL PLACE · same community

2 bd · 2 ba · 1,603 sqft · $94/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4448 MARINE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4448 MARINE PARKWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4448 MARINE PARKWAY FAQs

What would the monthly payment be for 4448 MARINE PARKWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,645/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4448 MARINE PARKWAY?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4448 MARINE PARKWAY?+

The most recent tax bill on record (2024) was $1,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4448 MARINE PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $359,000, this home is listed about 26% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4448 MARINE PARKWAY?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$359,000 runs 63% above the NEW PORT RICHEY 34652 median.

02Time on market is leverage

292 days on market against a New Port Richey median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $474,900, now $359,000 — a $116K cut. The full history is in the market section below.

Listing courtesy of STAR BAY REALTY CORP. · Anthony Theriault. MLS #TB8441729.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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