David Ramirez
$750,0004 bd3 ba2,426 sqft$309 /sqft$5,349 /mo all-in ↓

213 W ELM STREET, TAMPA, FL, 33604

Active31 days on marketListed Jul 6, 2026MLS #TB8524770

Single Family ResidenceTUXEDO SPGS

About this home

213 W ELM STREET

Welcome to this beautifully crafted 2023 VIKIN Homes residence in the heart of Seminole Heights, where modern design meets timeless charm. Offering 2,426 square feet, 4 bedrooms, and 3 full bathrooms, this thoughtfully designed home delivers the perfect blend of comfort, style, and functionality. Step onto the inviting front porch and into a warm, welcoming living room that seamlessly flows into the dedicated dining area before opening to the stunning chef-inspired kitchen—the true centerpiece of the home. Designed for both everyday living and entertaining, the kitchen offers an ideal layout for gathering with family and friends. Conveniently located on the first floor, you’ll find a versatile guest bedroom accompanied by a full bathroom, providing the perfect setup for overnight guests, a home office, or multi-generational living. A large laundry room on the first floor adds to the homes built in convenience. Upstairs, retreat to your spacious primary suite featuring two generous walk-in closets and a luxurious spa-like ensuite complete with separate vanities, a relaxing soaking tub, and an oversized walk-in shower. Two additional guest bedrooms provide flexibility for family, visitors, or workspace, while the upstairs full bathroom features a double vanity to comfortably accommodate everyone. Outside, enjoy your covered rear porch overlooking a spacious backyard, offering plenty of room to relax, entertain, or create your own outdoor oasis. An extended driveway and one-car carport provide ample parking and everyday convenience. Situated in one of Tampa’s most sought-after neighborhoods, Seminole Heights is known for its vibrant dining scene, local breweries, boutique shopping, parks, and easy access to Downtown Tampa, making this home the perfect combination of modern living and an unbeatable location.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,426

Sqft

0.1 ac

Lot size

2023

Year built

Two

Levels

$309

Per sqft

Pets allowed

Inside

FlooringBamboo · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Wood Frame
FoundationBlock · Slab
FacesSouth
ExteriorIrrigation System · Lighting

Community & fees

Taxes (2025)$10,333/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,349 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$861
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,349/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$861
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$632KedgeAI estimate $712,605 · range $659K$761K$792K

vs edgeAI estimate

+5.2%

$/sqft vs Tampa actives

$309 vs $301

Days on market

31 vs 41 typical

Where $309/sqft sits among the 400 Tampa actives

189
122 · this home
31
18
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 213 W ELM STREET

Drive times from this address

Downtown Tampa8 min
Tampa Int’l Airport (TPA)19 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33604 — neighborhood snapshot

Population

39,411

Median age

36.5

Median income

$55,988

Median home value

$264,900

Avg household

2.53

Households w/ children

4,401

For the school run

Hillsborough County School District

ElementaryShaw Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighWharton High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

195 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $750,000 · 31 days on market since
2023Built · TUXEDO SPGS

Reality check

What actually sold near 213 W ELM STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

929 W BEACON AVENUESold · Jul ’26

$590,000

929 W BEACON AVENUE

3 bd · 2 ba · 2,374 sqft · $249/sqft · 22 DOM

810 E FRIERSON AVENUESold · Jun ’26

$704,990

810 E FRIERSON AVENUE

4 bd · 3 ba · 2,485 sqft · $284/sqft · 213 DOM

5101 N SEMINOLE AVENUESold · Jun ’26

$640,000

5101 N SEMINOLE AVENUE

4 bd · 2 ba · 2,128 sqft · $301/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 213 W ELM STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 213 W ELM STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

213 W ELM STREET FAQs

What would the monthly payment be for 213 W ELM STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,349/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 213 W ELM STREET?+

The most recent tax bill on record (2025) was $10,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 213 W ELM STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $750,000, this home is listed about 67% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 213 W ELM STREET?+

Shaw Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Wharton High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jacki Fabrizio. MLS #TB8524770.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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