9985 SAGO POINT DRIVE, LARGO, FL, 33777
Active21 days on marketListed Jul 2, 2026MLS #TB8523957
About this home
9985 SAGO POINT DRIVE
Virtually Staged. One or more photo(s) was virtually staged. Welcome to refined waterfront living in the premier guard-gated Bayou Club, a premier golf and country club community in the heart of Pinellas County! This exceptional 3 bedroom/3.5 bath residence offers an elevated lifestyle defined by an expansive 2,695 square feet of living space with thoughtfully designed interiors and soaring ceilings that seamlessly blends elegance and sophistication for both entertaining and everyday comfort. A dramatic two-story entry opens to soaring ceilings and abundant natural light, and flows seamlessly to the formal dining room and family room which features a dramatic gas fireplace, lovely architectural details, and overlooks the screened lanai and pool. The large eat-in kitchen includes granite counters, generous storage, plenty of bar seating, stainless appliances, and adjoins a brightly lit breakfast nook with lovely French doors leading to a front paved patio. The thoughtfully designed layout offers a desirable first-floor guest bedroom with full bath-ideal for visiting family or multigenerational use. The living room features built-ins and pool access and is a great flex space for a home office, media room, or potential 4th bedroom. This home has been thoughtfully maintained and updated with fresh finishes and new vinyl flooring downstairs. Other recent updates include a new tile roof (2024), new interior and exterior painting including kitchen cabinets (2025), new back patio and screening (2025), and replaced softener and filters (2025). The unique split stairs leading to the second floor showcases two owner’s retreats on opposite sides. The luxurious owner's retreat on the right serves as a private sanctuary featuring a spacious bedroom, spa-inspired bath, generous walk-in closet, and a private balcony—perfect for morning coffee or evening relaxation. The second owner’s suite features a spacious bedroom with a convenient ensuite - a third full bath-a rare find in Sago Point! Live the Florida lifestyle floating in the sparkling pool while enjoying the scenic water views! The oversized screened lanai provides plenty of space for outdoor living and dining with your family and friends. Additional highlights include an oversized two-car garage, generous room sizes throughout, abundant storage, an extra long driveway and being conveniently located just minutes from our famous Gulf beaches, Tampa International Airport, world-class shopping, dining, and cultural attractions. Bayou Club residents enjoy beautifully maintained surroundings, 24-hour guard security, championship golf, tennis, fitness, fine dining, and a vibrant country club lifestyle (membership optional.) Experience the rare combination of quiet elegance, privacy, and resort-style living in one of Tampa Bay's most sought-after communities!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,695
Sqft
0.21 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,082 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,082/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$445 vs $236
Days on market
21 vs 42 typical
Where $445/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayou Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Bayou Club — neighborhood snapshot
Population
1,832
Median age
52
Median income
$118,551
Median home value
$597,001
Avg household
3
Households w/ children
164
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the LARGO 33777 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 9985 SAGO POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$625,000
7279 MAIDENCANE COURT · same community
3 bd · 2.5 ba · 2,674 sqft · $234/sqft · 242 DOM
Sold · Jan ’26$487,500
7855 TASSO COURT
4 bd · 3.5 ba · 2,670 sqft · $183/sqft · 138 DOM
Sold · Oct ’25$472,000
7929 TASSO COURT
4 bd · 3.5 ba · 2,670 sqft · $177/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9985 SAGO POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9985 SAGO POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9985 SAGO POINT DRIVE FAQs
What would the monthly payment be for 9985 SAGO POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,082/mo — principal and interest, the actual property-tax bill, the $355/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9985 SAGO POINT DRIVE?+
The association fee works out to $355 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9985 SAGO POINT DRIVE?+
The most recent tax bill on record (2025) was $7,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9985 SAGO POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $1,199,000, this home is listed about 345% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9985 SAGO POINT DRIVE?+
Bardmoor Elementary School (elementary), Pinellas Park Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,199,000 runs 313% above the LARGO 33777 median — but at 2,695 sqft it's also nearly twice the size of the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Bardmoor Elementary School, Pinellas Park Middle School, Dixie M. Hollins High School — Bardmoor Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BRODERICK & ASSOCIATES INC · Steve Logemann. MLS #TB8523957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 9985 SAGO POINT DRIVE but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →