David Ramirez
$1,200,0006 bd3.5 ba3,450 sqft$348 /sqft$7,858 /mo all-in ↓

11763 HARBORSIDE CIRCLE, LARGO, FL, 33773

Active44 days on marketListed Jun 8, 2026MLS #TB8516746

Private poolSingle Family ResidenceLAKESIDE ESTATES UNIT TWO

About this home

11763 HARBORSIDE CIRCLE

Exceptional craftsmanship and resort-style amenities define this stunning 6-bedroom, 3.5-bathroom, 3 car garage executive residence in the heart of Largo. Thoughtfully designed with both luxury and functionality in mind, this expansive home showcases a grand living room with soaring vaulted ceilings and abundant natural light that flows effortlessly into the dining area and kitchen. The chef-inspired kitchen is beautifully appointed with custom cabinetry, stone countertops, stainless steel appliances, recessed lighting, and a timeless subway tile backsplash. The custom bar features a wine fridge and beverage refrigerator that creates the perfect setting for entertaining on any scale. The private primary suite offers a true retreat, complete with a spacious walk-in closet and a spa-worthy en-suite bath featuring an oversized jetted soaking tub, an expansive walk-in shower with dual shower heads and custom built-in shelving. Throughout the home, you'll find premium finishes, designer fixtures, a dedicated laundry room, a whole-home security system with cameras, a Generac generator, and a full exterior mosquito misting system for year-round comfort. Outside, the resort-inspired backyard is designed for relaxation and recreation, featuring a heated saltwater pool, private spa, convenient outdoor shower, fenced yard and playset, all surrounded by lush outdoor living space. A unique garage configuration includes an attached 2-car garage on one side of the home and a separate attached 1-car garage on the other, offering exceptional flexibility for vehicles, storage, hobbies, or recreational equipment. Ideally located near Largo Central Park, the Florida Botanical Gardens, John S. Taylor Park, premier shopping and dining destinations, and just minutes from the Gulf Coast's award-winning beaches. This is a rare opportunity to own a truly exceptional property, schedule your private tour today.

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

3,450

Sqft

0.25 ac

Lot size

3

Garage

1985

Year built

Two

Levels

$348

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Guest · Off Street · Oversized
ExteriorIrrigation System · Lighting · Misting System · Outdoor Shower · Playground · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$9,272/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,858 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$773
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,858/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$773
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Largo actives

$348 vs $235

Days on market

44 vs 42 typical

Where $348/sqft sits among the 400 Largo actives

97
90
69
59
53 · this home
32
$105–163$163–220$220–277$277–335$335–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 11763 HARBORSIDE CIRCLE

Get to know Largo. See the full Largo guide →

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

207 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 345% above the Largo median. See the full Largo market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $1,200,000 · 44 days on market since
1985Built · LAKESIDE ESTATES UNIT TWO

Reality check

What actually sold near 11763 HARBORSIDE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11671 HARBORSIDE CIRCLESold · Jun ’26

$740,000

11671 HARBORSIDE CIRCLE · same community

3 bd · 2 ba · 2,061 sqft · $359/sqft · 8 DOM

11622 TRADEWINDS BOULEVARDSold · Sep ’25

$734,500

11622 TRADEWINDS BOULEVARD · same community

3 bd · 2 ba · 2,033 sqft · $361/sqft · 6 DOM

10761 125TH AVENUESold · May ’26

$562,500

10761 125TH AVENUE

5 bd · 2 ba · 1,967 sqft · $286/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11763 HARBORSIDE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11763 HARBORSIDE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11763 HARBORSIDE CIRCLE FAQs

What would the monthly payment be for 11763 HARBORSIDE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11763 HARBORSIDE CIRCLE?+

The most recent tax bill on record (2025) was $9,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11763 HARBORSIDE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $1,200,000, this home is listed about 345% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Listing courtesy of JAY ALAN REAL ESTATE · John Creamer. MLS #TB8516746.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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