2245 CEDAR DRIVE, DUNEDIN, FL, 34698
Active26 days on marketListed Jun 27, 2026MLS #TB8523933
About this home
2245 CEDAR DRIVE
Excellent location. Broker is owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,691
Sqft
0.18 ac
Lot size
2
Garage
1962
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$2 vs $295
Days on market
26 vs 51 typical
Where $2/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor View
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Harbor View — neighborhood snapshot
Population
395
Median age
64
Median income
$78,942
Median home value
$370,500
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
155 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2245 CEDAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$398,000
54 NICHOLAS DRIVE · same community
3 bd · 2 ba · 1,671 sqft · $238/sqft · 32 DOM
Sold · Dec ’25$545,000
2276 CAROLYN DRIVE · same community
3 bd · 2 ba · 1,718 sqft · $317/sqft · 46 DOM
Sold · Oct ’25$575,000
2164 CEDAR DRIVE · same community
3 bd · 3 ba · 1,623 sqft · $354/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2245 CEDAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2245 CEDAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2245 CEDAR DRIVE FAQs
What would the monthly payment be for 2245 CEDAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2245 CEDAR DRIVE?+
The listing reports pets: Dogs OK, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $2,800, this home is listed about 99% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2245 CEDAR DRIVE?+
San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNEDIN 34698 market on paper
$2,800 is 99% below the DUNEDIN 34698 median of $299,888, and at $2/sqft it sits under the Dunedin average of $330.
02Strong assigned schools
San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $3,300, now $2,800 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOT HOMES REALTY · Carolyn James. MLS #TB8523933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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