David Ramirez
$569,999$590,0003 bd2 ba1,863 sqft$306 /sqft$3,617 /mo all-in ↓

2287 CAROLYN DRIVE, DUNEDIN, FL, 34698

Active125 days on marketListed Mar 20, 2026MLS #TB8488024

Reduced $20KSingle Family ResidenceHARBOR VIEW VILLAS 1ST ADD

About this home

2287 CAROLYN DRIVE

Welcome to this bright and inviting Dunedin gem and Florida charm. This 3-bedroom, 2-bath home is in the heart of Dunedin! Renovated top to bottom, freshly painted inside and out, this home offers a clean, updated look and move-in-ready appeal. Perfect for both everyday living and entertaining, the layout offers a seamless flow between living, dining, and kitchen areas. The spacious living room has custom plantation shutters and features a built-in bar area—perfect for entertaining guests or relaxing at home. The Large kitchen features beautiful quartz countertops and solid wood cabinetry, offering both durability and timeless style, with ample workspace and storage. In addition newer appliances were installed in December 2024. Comfortable bedrooms and functional design make this home an excellent choice for those seeking both style and practicality. The spacious primary suite is a true retreat, featuring soaring cathedral ceilings, a private sitting area, and walk-in closet. A well-appointed en-suite bath with a luxurious walk-in shower featuring dual showerheads, offering a spa-like experience, dual sinks and a separate toilet room. Enjoy Florida living with a paved front walkway and cozy sitting area on the front porch to watch sunsets or visit with neighbors. French doors lead to an enjoyable paver patio in the backyard—ideal for entertaining for barbecuing. The backyard also includes a workshop, providing great space for hobbies or additional storage, and still offers plenty of room to add a pool. The hall bathroom is thoughtfully designed with an exterior door for convenient access, making it perfect for future pool use. The Indoor laundry room offers added comfort and functionality, keeping chores out of the heat and weather with ample space for storage and organization. The laundry room also provides a practical, dedicated area to handle everyday tasks with ease. The home features a spacious 2-car garage with extra laundry hookups and a newly finished epoxy floor, perfect for durability and a clean, modern look. A/C units were replaced in December of 2024. An added bonus: flood insurance is covered through November of 2027 with a FEMA-supplied policy, offering peace of mind and significant savings. Roof was installed in May of 2014. Whether you're entertaining guests or enjoying a quiet evening outdoors, this home delivers. Situated close to everything that makes Dunedin special—vibrant downtown, waterfront parks, Honeymoon Island and top local attractions—this is a lifestyle opportunity you won’t want to miss.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,863

Sqft

0.16 ac

Lot size

2

Garage

1968

Year built

One

Levels

$306

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingBoat · Driveway · Garage Door Opener
ExteriorDog Run · French Doors · Irrigation System · Kennel · Private Mailbox

Community & fees

Taxes (2025)$2,014/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,617 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$168
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,000
Interest rate6.00%
Loan term

Estimated payment

$3,617/mo

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property taxes (actual bill)$168
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$547KedgeAI estimate $695,730 · range $605K$781K$812K

vs edgeAI estimate

−18.1%

$/sqft vs Dunedin actives

$306 vs $296

Days on market

125 vs 51 typical

Where $306/sqft sits among the 264 Dunedin actives

79
70 · this home
55
25
15
20
$143–227$227–311$311–395$395–479$479–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor View

Map of 2287 CAROLYN DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Harbor View — neighborhood snapshot

Population

395

Median age

64

Median income

$78,942

Median home value

$370,500

Avg household

2

Households w/ children

11%

For the school run

Pinellas County School District

ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

152 of 264

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $569,999 $20K
Mar 20, 2026Listed at $590,000 · 125 days on market since
1968Built · HARBOR VIEW VILLAS 1ST ADD

Reality check

What actually sold near 2287 CAROLYN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

67 NICHOLAS DRIVESold · Dec ’25

$530,000

67 NICHOLAS DRIVE · same community

3 bd · 3 ba · 1,957 sqft · $271/sqft · 8 DOM

2276 CAROLYN DRIVESold · Dec ’25

$545,000

2276 CAROLYN DRIVE · same community

3 bd · 2 ba · 1,718 sqft · $317/sqft · 46 DOM

54 NICHOLAS DRIVESold · Mar ’26

$398,000

54 NICHOLAS DRIVE · same community

3 bd · 2 ba · 1,671 sqft · $238/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2287 CAROLYN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2287 CAROLYN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2287 CAROLYN DRIVE FAQs

What would the monthly payment be for 2287 CAROLYN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2287 CAROLYN DRIVE?+

The most recent tax bill on record (2025) was $2,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunedin?+

At $569,999, this home is listed about 43% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2287 CAROLYN DRIVE?+

San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$569,999 runs 90% above the DUNEDIN 34698 median — but at 1,863 sqft it's also 58% larger than the typical Dunedin listing.

02Time on market is leverage

125 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $590,000, now $569,999 — a $20K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Susan Troyer. MLS #TB8488024.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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