405 S RIDGEWOOD AVENUE, DAYTONA BEACH, FL, 32114
Pending37 days on marketListed Jun 29, 2026MLS #TB8523902
About this home
405 S RIDGEWOOD AVENUE
Amazing Financing available! Renovated, Move-in Ready, 4/4 2000 sqft plus a walkout basement is ready to be a primary or vacation home - rent when not using it!!! IDEAL LOCATION to enjoy all that Daytona Beach and Central Florida's East Coast has to offer - all a few minutes away.! Historical charm with new modern conveniences and transitional style welcomes friends onto the large front porch to connect plus an abundance of parking in the back on the large fenced lot! The spacious living room has an abundance of natural light, red brick wood-burning fireplace, custom ceiling and wide baseboard woodwork, gorgeous 100 year old pine floors, and views out the back, making this a perfect place to entertain or relax after a fun day! The open floor plan leads to the bright dining area, which features a wall of windows and sliding glass doors to the balcony - an ideal spot for al fresco cocktails. The kitchen is a chef’s paradise, with its abundance of designer cabinets, elegant quartz countertops, large custom-built pantry, new appliances, and picturesque window over the sink to the backyard. Fully equipped with a charming wine or coffee nook and built-in desk, this part of the house blends function with enjoyment. Nearby is the back door yard, and full bath with an oversized glass walk-in shower! Off the living room is a fabulous guest bedroom or home office featuring an ensuite bath with shower/tub combo! The charm and custom woodwork continues up the stairs with three additional bedrooms having hardwood floors, high ceilings with fans, custom woodwork and an abundance of closets! The primary bedroom has a designer bath and the other 2 bedrooms share a large hall bath nearby. One of these has a wonderful private reading/meditation area or hangout space! Access your spacious basement under the stairs -where it awaits your personal touch! With a finished out flooring, windows and utility sink for an indoor laundry area, this basement is ideal for relaxation, gaming or a personal studio! The backyard is ready for your personal touch with space for a pool, pickleball court and space to store your motorized water toys! Nearby is Daytona Beach: the "World's Most Famous Beach because of its 23 miles of stunning Atlantic Shoreline! Also the many other bonuses Daytona offers for year-round enjoyment: Halifax Marina and Yacht Club, Jackie Robinson Ball Field- home of the Daytona Tortugas, minor league baseball, Pictona- home to recreational and pro pickleball players, the International Speedway- home of Daytona 500, Spring Bike Week, and exceptional dining, shopping and exploring!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,000
Sqft
0.14 ac
Lot size
1920
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$200 vs $233
Days on market
37 vs 58 typical
Where $200/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach Street
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
South Beach Street — neighborhood snapshot
Population
510
Median age
60
Median income
$24,905
Median home value
$4,285
Avg household
1
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $293K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
189 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 S RIDGEWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$550,000
529 HILLSIDE AVENUE
4 bd · 4 ba · 2,002 sqft · $275/sqft · 149 DOM
Sold · Apr ’26$245,000
839 TERRACE AVENUE
3 bd · 2 ba · 2,020 sqft · $121/sqft · 4 DOM
Sold · Jun ’26$240,000
562 SOUTH STREET
4 bd · 2 ba · 1,976 sqft · $121/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 S RIDGEWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 S RIDGEWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 S RIDGEWOOD AVENUE FAQs
What would the monthly payment be for 405 S RIDGEWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 405 S RIDGEWOOD AVENUE?+
The most recent tax bill on record (2025) was $1,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 405 S RIDGEWOOD AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $399,900, this home is listed about 36% above the Daytona Beach median of $293,587. The market section on this page shows how the area is trending.
Which schools are assigned to 405 S RIDGEWOOD AVENUE?+
Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 82% above the DAYTONA BEACH 32114 median — but at 2,000 sqft it's also 50% larger than the typical Daytona Beach listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $439,000, now $399,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8523902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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