David Ramirez
$399,0004 bd3 ba2,285 sqft$175 /sqft$3,204 /mo all-in ↓

1460 N PENINSULA DRIVE, DAYTONA BEACH, FL, 32118

Active24 days on marketListed Jul 9, 2026MLS #FC319309

Single Family ResidenceEL PINO PARQUE

About this home

1460 N PENINSULA DRIVE

Virtually Staged. Enjoy the ocean breezes from the Atlantic just 3 blocks away. This spacious 4/3 mid century built home sits high and dry on an oversized corner lot. Plenty of elbow room between the neighboring homes. Have a coffee on the front porch with plenty of shade from the mature trees. The back yard has ample space for a future, pool, detached garage, shed, or garden. Split bedroom plan with both the primary and second bedroom having their own bathroom. The large family room has cathedral ceilings with tongue and groove pine on both the walls and ceilings. The utility room has plenty of extra space for a freezer or general storage. Roof, tankless hot water heater and HVAC replaced in 2018. The exterior was painted in May 2026. Irrigation system with well for low cost lawn watering. The Beautiful beaches of Daytona and Ortona Elementary are close by. Priced for quick sale.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,285

Sqft

0.32 ac

Lot size

1950

Year built

One

Levels

$175

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingCircular Driveway
ExteriorIrrigation System

Community & fees

Taxes (2025)$6,229/yr
PetsYes

Utilities & systems

UtilitiesPublic · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$519
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,204/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$519
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$383KedgeAI estimate $600,438 · range $490K$876K$911K

vs edgeAI estimate

−33.5%

$/sqft vs Daytona Beach actives

$175 vs $234

Days on market

24 vs 51 typical

Where $175/sqft sits among the 400 Daytona Beach actives

101 · this home
106
75
54
29
35
$131–184$184–238$238–291$291–345$345–398$398+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 1460 N PENINSULA DRIVE

Drive times from this address

Downtown Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$262K$261K

Daytona Beach median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

208 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $399,000 · 24 days on market since
1950Built · EL PINO PARQUE

Reality check

What actually sold near 1460 N PENINSULA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1517 N HALIFAX AVENUESold · Jul ’26

$1,304,000

1517 N HALIFAX AVENUE · same community

3 bd · 2.5 ba · 3,230 sqft · $404/sqft · 115 DOM

311 PELICAN AVENUESold · Nov ’25

$705,000

311 PELICAN AVENUE

4 bd · 3 ba · 2,298 sqft · $307/sqft · 23 DOM

1900 N ATLANTIC AVENUE UNIT 901Sold · Aug ’25

$737,000

1900 N ATLANTIC AVENUE UNIT 901

3 bd · 3 ba · 2,264 sqft · $326/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1460 N PENINSULA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1460 N PENINSULA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1460 N PENINSULA DRIVE FAQs

What would the monthly payment be for 1460 N PENINSULA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1460 N PENINSULA DRIVE?+

The most recent tax bill on record (2025) was $6,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1460 N PENINSULA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $399,000, this home is listed about 35% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.

Which schools are assigned to 1460 N PENINSULA DRIVE?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · John Corbett. MLS #FC319309.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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