
713 ISLEBAY DRIVE, APOLLO BEACH, FL, 33572
Active24 days on marketListed Jun 30, 2026MLS #TB8523892
About this home
713 ISLEBAY DRIVE
713 Islebay Drive | MiraBay | Apollo Beach 4 Bedrooms | 4 Bathrooms | 4,070 Sq Ft | 3-Car Garage | Pool | Private Dock with 13,000-LB Boat Lift | Direct Tampa Bay Access Some waterfront homes offer a view. This one delivers a lifestyle. Situated on a saltwater canal in the MiraBay community, this upgraded custom home offers a private dock with direct access to Tampa Bay, making boating, fishing, waterfront dining, and Gulf adventures part of everyday life. From the moment you arrive, professionally designed landscape and architectural lighting, an upgraded paver driveway, and a permanent Trimlight exterior lighting system create exceptional curb appeal. Celebrate holidays and special occasions with customizable lighting year-round. Inside, 4,070 square feet of designed living space blends timeless elegance with modern luxury. Rich hardwood and travertine flooring, soaring ceilings, and expansive hurricane-impact sliding glass doors fill the home with natural light while framing beautiful canal views. Wake each morning as automatic motorized shades throughout the first floor rise to welcome the Florida sunshine. In the evening, they automatically lower for effortless privacy. At the heart of the home is a spectacular dream kitchen. Completely remodeled, it features premium appliances including a natural gas cooktop with custom hood, double-door refrigerator and freezer, wine cooler, ice maker, extensive custom cabinetry, and dual oversized islands that naturally become the gathering place for family and friends. An illuminated wine display showcases 54 bottles, creating a focal point. The kitchen flows seamlessly into the great room and outdoor living spaces. The first-floor primary suite offers a spa-inspired bath and custom Closets by Design walk-in closet. A dedicated office provides work-from-home flexibility, while upstairs, a spacious theater and bonus room with a private balcony create the ultimate entertainment space. A custom candy and beverage station with a built-in wine cooler completes the theater experience. Step outside to your waterfront oasis. The fully screened panoramic lanai captures breathtaking canal views, while the oversized outdoor kitchen with a large center island makes entertaining effortless. The travertine pool deck, sparkling pool, and custom Nebula LED lighting create a resort atmosphere. Boaters will appreciate the dock featuring a 13,000-pound remote-controlled boat lift, integrated limit switches, aluminum service walkway, and Flushmaster freshwater flushing system for twin outboard engines. Additional upgrades include second level hurricane-impact windows, doors and sliding glass doors, hurricane shutters, Hayward smart pool automation, Nelson whole-home water softener, Culligan reverse osmosis system, Rinnai tankless gas water heater with recirculation pump, seven-camera HD security system, metallic epoxy garage floors, remodeled pool bath, and paver walkways leading to the dock from both sides. The investment for the new windows and doors was over $150k. MiraBay residents enjoy a waterfront clubhouse and café, resort-style pool, fitness center, tennis, pickleball, basketball courts, parks, walking trails, and year-round community events. From mornings filled with sunshine to afternoons on Tampa Bay and evenings entertaining poolside beneath custom lighting, the home offers an exceptional waterfront lifestyle where luxury, comfort, and boating come together.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,070
Sqft
0.21 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$455
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,879 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,879/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.5%
$/sqft vs MIRABAY PH 3B-2
$455 vs $311
Days on market
24 vs 56 typical
Where $455/sqft sits among the 7 homes for sale in MIRABAY PH 3B-2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
5 of 7
MIRABAY PH 3B-2 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 311% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 713 ISLEBAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$980,000
710 ISLEBAY DRIVE · same community
5 bd · 4 ba · 3,779 sqft · $259/sqft · 256 DOM
Sold · Aug ’25$960,000
5710 TORTOISE PLACE · same community
3 bd · 3 ba · 3,171 sqft · $303/sqft · 20 DOM
Sold · May ’26$1,032,000
5711 TORTOISE PLACE · same community
4 bd · 3.5 ba · 2,948 sqft · $350/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 713 ISLEBAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 713 ISLEBAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
713 ISLEBAY DRIVE FAQs
What would the monthly payment be for 713 ISLEBAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,879/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 713 ISLEBAY DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 713 ISLEBAY DRIVE?+
The most recent tax bill on record (2025) was $24,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 713 ISLEBAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,850,000, this home is listed about 278% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 713 ISLEBAY DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,850,000 runs 311% above the APOLLO BEACH 33572 median — but at 4,070 sqft it's also nearly twice the size of the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8523892.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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