David Ramirez
$1,199,000$1,250,0004 bd3.5 ba3,360 sqft$357 /sqft$8,837 /mo all-in ↓

5722 SEA TROUT PLACE, APOLLO BEACH, FL, 33572

Active66 days on marketListed May 28, 2026MLS #TB8512941

Reduced $51KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 3B-2

About this home

5722 SEA TROUT PLACE

5722 Sea Trout Drive is a 4-bedroom, 4-bath saltwater pool home in the MiraBay neighborhood of Apollo Beach offering a one-of-a-kind floorplan found nowhere else in the community, saltwater canal access to Tampa Bay, and a 12,000-pound remote-controlled boat lift with walking panels on both sides. At 3,360 square feet, this home lives large across two floors with a formal dining room, private office with French doors, gas fireplace, massive upstairs loft, built-in student workspace, and a dedicated movie theater room where every piece of equipment conveys with the home. The previous owner invested heavily in updates. Newer interior and exterior paint, newer quartz countertops, sinks, and faucets throughout every room, newer backsplash in the kitchen and all baths, newer tile in the primary bath including the tub surround, floor, and shower, newer LED lighting and fixtures throughout, newer hardware on every interior door, and remote-controlled electric blinds in the living area and primary bedroom. Both HVAC systems were replaced in 2022, the variable speed pool pump is newer from 2022, new saltwater system is 2025, the water softener is 2020, new full house water filtration system is 2025, the power vent for the dryer is 2023, and the chimney chase and stucco were replaced with a roof saddle added. Crown molding runs throughout the first floor and solid surface flooring creates a seamless flow from room to room. The back of this home faces west, which means every evening the sky puts on a show. Apollo Beach is home to hundreds of dolphins and manatees that move through these canals daily, and from the pool deck, the patio, and the boat dock you have a front row seat to all of it. The solar-heated saltwater pool sits on a stone pavered patio framed by mature foxtail palms, with newer LED pool lighting and surrounding area lights all running on controlled timers. Boat out to the local sandbar, watch the sun drop over Tampa Bay and the Sunshine Skyway Bridge, and be back at the dock before dark. This is not a vacation itinerary. This is a Tuesday. The extended garage adds meaningful storage and the concrete curbing around the home and pool landscaping was completed in 2022. Canal access puts you minutes from Tampa Bay. MiraBay amenities include two heated pools, a poolside cafe, lounge with TVs, 24-hour gym with dual saunas and fitness classes, tennis, pickleball, basketball, three parks, miles of trails through Wolfe Creek Nature Preserve, a private boat launch, and two kayak and paddleboard launches -- all for $190/yearly in HOA fees. The CDD covers seawall maintenance. Golf cart access to the MiraBay Shopping Village means dining, groceries, healthcare, and more without touching the highway. Owner will consider to sell the boat at the discounted rate.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,360

Sqft

0.19 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$357

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Refrigerator · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Off Street · Open
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$16/mo
Taxes (2025)$20,894/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Dock · Fishing · Lake · Public Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,837 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$1,741
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$8,837/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,741
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$932KedgeAI estimate $1,087,956 · range $971K$1.2M$1.3M

vs edgeAI estimate

+10.2%

$/sqft vs MIRABAY PH 3B-2

$357 vs $311

Days on market

66 vs 56 typical

Where $357/sqft sits among the 6 homes for sale in MIRABAY PH 3B-2

1
1
2
0 · this home
1
1
$214–254$254–294$294–334$334–374$374–415$415+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5722 SEA TROUT PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

3 of 6

MIRABAY PH 3B-2 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 $51K
May 28, 2026Listed at $1,250,000 · 66 days on market since
2006Built · MIRABAY PH 3B-2

Reality check

What actually sold near 5722 SEA TROUT PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5710 TORTOISE PLACESold · Aug ’25

$960,000

5710 TORTOISE PLACE · same community

3 bd · 3 ba · 3,171 sqft · $303/sqft · 20 DOM

5711 TORTOISE PLACESold · May ’26

$1,032,000

5711 TORTOISE PLACE · same community

4 bd · 3.5 ba · 2,948 sqft · $350/sqft · 172 DOM

710 ISLEBAY DRIVESold · Oct ’25

$980,000

710 ISLEBAY DRIVE · same community

5 bd · 4 ba · 3,779 sqft · $259/sqft · 256 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5722 SEA TROUT PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5722 SEA TROUT PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5722 SEA TROUT PLACE FAQs

What would the monthly payment be for 5722 SEA TROUT PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,837/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5722 SEA TROUT PLACE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5722 SEA TROUT PLACE?+

The most recent tax bill on record (2025) was $20,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5722 SEA TROUT PLACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,199,000, this home is listed about 145% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5722 SEA TROUT PLACE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,000 runs 171% above the APOLLO BEACH 33572 median — but at 3,360 sqft it's also 59% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,250,000, now $1,199,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8512941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5722 SEA TROUT PLACE, APOLLO BEACH, FL — 4 Bed, 3.5 Bath — $1,199,000 | CENTURY 21 Edge