19406 SUNSET BAY DRIVE, LAND O LAKES, FL, 34638
Active37 days on marketListed Jul 1, 2026MLS #TB8523863
About this home
19406 SUNSET BAY DRIVE
Welcome to this beautifully updated 3-bedroom, 2-bath home located in the desirable gated community of Lakeshore Ranch! One of the home's biggest updates has already been completed with a **BRAND NEW ROOF (2024)**, offering added value and peace of mind for years to come. Home is hard wired for a security system for added protection. The interior was also **freshly painted in 2024**, making this home truly move-in ready. Step inside to discover a bright, open-concept floor plan highlighted by **soaring 12-foot vaulted ceilings** that create an airy, spacious feel throughout the main living areas. Luxury vinyl plank flooring flows throughout the home, complemented by a spacious living room and a versatile flex room that can easily serve as a home office, formal dining room, or playroom. The well-appointed kitchen features newer stainless steel appliances, a gas range, abundant cabinetry, and overlooks the main living space—perfect for everyday living and entertaining alike. Additional updates include a newer A/C (2018) and water heater (2020). Enjoy Florida living from the covered lanai overlooking the fully fenced backyard, offering the perfect space to relax, entertain, or let pets play. Lakeshore Ranch is one of Land O' Lakes' most sought-after gated, master-planned communities, offering an exceptional lifestyle with multiple resort-style pools, a clubhouse, fitness center, tennis courts, basketball courts, playgrounds, dog parks, scenic walking trails, and beautiful conservation areas. The community is especially popular with pickleball enthusiasts, featuring dedicated pickleball courts and an active social atmosphere for players of all skill levels. A 24-hour staffed gate adds to the community's appeal and peace of mind. HOA covers cable and high speed internet as well. Ideally located near shopping, dining, medical facilities, and major commuter routes, this home is also zoned for Pasco County public schools serving the area. Buyers are encouraged to verify school assignments and enrollment eligibility with the school district. If you've been searching for a home that combines thoughtful updates, spacious living, and outstanding community amenities, this is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,735
Sqft
0.16 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs LAKESHORE RANCH PH I
$228 vs $206
Days on market
37 vs 42 typical
Where $228/sqft sits among the 11 homes for sale in LAKESHORE RANCH PH I
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
8 of 11
LAKESHORE RANCH PH I have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 19406 SUNSET BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$375,000
20009 HIDDEN GLEN DRIVE · same community
3 bd · 2 ba · 1,698 sqft · $221/sqft · 8 DOM
Sold · Oct ’25$400,000
19932 HIDDEN GLEN DRIVE · same community
3 bd · 2 ba · 1,686 sqft · $237/sqft · 78 DOM
Sold · Apr ’26$387,500
19341 SUNSET BAY DRIVE · same community
3 bd · 2 ba · 1,789 sqft · $217/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19406 SUNSET BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19406 SUNSET BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19406 SUNSET BAY DRIVE FAQs
What would the monthly payment be for 19406 SUNSET BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,414/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19406 SUNSET BAY DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19406 SUNSET BAY DRIVE?+
The most recent tax bill on record (2025) was $7,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19406 SUNSET BAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $394,900, this home is listed about 6% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19406 SUNSET BAY DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRAINARD REALTY · Robert Zoller, Jr. MLS #TB8523863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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