David Ramirez
$389,900$411,0003 bd2 ba1,789 sqft$218 /sqft$3,340 /mo all-in ↓

19110 SUNSET BAY DRIVE, LAND O LAKES, FL, 34638

Active128 days on marketListed Apr 1, 2026MLS #TB8492772

Reduced $21KSingle Family ResidenceLAKESHORE RANCH PH I

Come see it

Upcoming open houses

Sat, Aug 8

1:00 PM – 4:00 PM

Come see this beautiful MOVE IN READY home in amazing Lakeshore Ranch!! Consevation and pond views all on a large corner lot! Move in ready with a brand new Roof! AMAZING VALUE!!

Sun, Aug 9

1:00 PM – 4:00 PM

Come see this beautiful MOVE IN READY home in amazing Lakeshore Ranch!! Consevation and pond views all on a large corner lot! Move in ready with a brand new Roof! AMAZING VALUE!!

About this home

19110 SUNSET BAY DRIVE

Virtually Staged. Amazing PRICE IMPROVEMENT! Welcome to your dream home in the highly sought-after gated community of Lakeshore Ranch! This beautifully UPDATED and UPGRADED TURNKEY 3-bedroom, 2-bath, 2-car garage residence is truly move-in ready and perfectly situated on an expansive ¼-acre CORNER LOT with serene POND and CONSERVATION views! Step inside to discover a bright, open floor plan designed for both comfort and versatility. A flexible front space offers the perfect option for a HOME OFFICE, formal dining room, or bonus area tailored to your lifestyle. The spacious family room flows seamlessly into the heart of the home—the stunning kitchen—featuring updated solid surface countertops, a breakfast bar island ideal for casual dining, a full stainless steel appliance package and an abundance of cabinetry. Relax and unwind in the generously sized primary suite (14x19), complete with a large walk-in closet and a beautifully remodeled en-suite bathroom showcasing dual vanities with solid surface counters, a luxurious soaking tub, and a newly updated walk-in shower. Enjoy Florida living at its finest with a screened-in patio overlooking your oversized, meticulously landscaped corner lot—perfect for entertaining or simply taking in the peaceful surroundings. Major updates provide peace of mind, including a*** BRAND NEW ROOF (2026)***, fully RENOVATED BATHROOMS (2026), NEW WINDOWS (2023), LUXURY VINYL FLOORING NO CARPET HERE! (2023), newer solid surface kitchen countertops (2024), and HVAC (2021). Truly, there is nothing left to do but move in! TURNKEY! Amazing value!! Living in Lakeshore Ranch means embracing a resort-style lifestyle with exceptional amenities, including a 12,000+ sq. ft. clubhouse, heated lap pool, resort-style pool, fitness center, tennis and pickleball courts, basketball courts, playground, dog park, and opportunities for kayaking and fishing. HOA includes cable, internet, and trash for added convenience. Lakeshore Ranch is a NATURAL GAS COMMUNITY where your hot water heater and stove are gas. Your chef of the family will be sure to enjoy cooking with gas! This is more than just a home—it’s a lifestyle. Don’t miss your chance to own this incredible home offering space, style, and resort-style living all in one all with an amazing price!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,789

Sqft

0.31 ac

Lot size

2

Garage

2010

Year built

One

Levels

$218

Per sqft

Water view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewWater
FacesEast
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$100/mo
Taxes (2025)$7,352/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Lake · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,340 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$613
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$3,340/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$613
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$336KedgeAI estimate $366,002 · range $350K$405K$421K

vs edgeAI estimate

+6.5%

$/sqft vs LAKESHORE RANCH PH I

$218 vs $205

Days on market

128 vs 42 typical

Where $218/sqft sits among the 9 homes for sale in LAKESHORE RANCH PH I

2
1
3
1 · this home
1
1
$170–182$182–195$195–207$207–220$220–233$233+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 19110 SUNSET BAY DRIVE

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

8 of 9

LAKESHORE RANCH PH I have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,900 $21K
Apr 1, 2026Listed at $411,000 · 128 days on market since
2010Built · LAKESHORE RANCH PH I

Reality check

What actually sold near 19110 SUNSET BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19341 SUNSET BAY DRIVESold · Apr ’26

$387,500

19341 SUNSET BAY DRIVE · same community

3 bd · 2 ba · 1,789 sqft · $217/sqft · 7 DOM

20009 HIDDEN GLEN DRIVESold · Feb ’26

$375,000

20009 HIDDEN GLEN DRIVE · same community

3 bd · 2 ba · 1,698 sqft · $221/sqft · 8 DOM

19932 HIDDEN GLEN DRIVESold · Oct ’25

$400,000

19932 HIDDEN GLEN DRIVE · same community

3 bd · 2 ba · 1,686 sqft · $237/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19110 SUNSET BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19110 SUNSET BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19110 SUNSET BAY DRIVE FAQs

What would the monthly payment be for 19110 SUNSET BAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,340/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19110 SUNSET BAY DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19110 SUNSET BAY DRIVE?+

The most recent tax bill on record (2025) was $7,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19110 SUNSET BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $389,900, this home is listed about 7% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19110 SUNSET BAY DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

128 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $411,000, now $389,900 — a $21K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Amy Knightley. MLS #TB8492772.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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