1070 MCCARTY STREET, DUNEDIN, FL, 34698
Active22 days on marketListed Jul 1, 2026MLS #TB8523853
About this home
1070 MCCARTY STREET
Welcome to the perfect blend of style, comfort, and location in one of Dunedin's most sought-after neighborhoods—Pinehurst Highlands! This beautifully renovated 3-bedroom, 2-bathroom pool home offers an ideal layout for Modern Florida Living. The stunning remodeled kitchen features elegant marble countertops, shaker cabinetry, stainless steel appliances, abundant storage, and a built-in office workspace overlooking the screened Rear Patio and sparkling pool. Designed with both everyday living and entertaining in mind, the home also offers a spacious living room, separate family room with a cozy wood-burning fireplace, and a dedicated dining area. The split-bedroom floor plan provides added privacy, with a generous primary suite featuring a walk-in closet and beautifully updated ensuite bathroom. Additional highlights include impact windows (2021), a remodeled kitchen with new appliances (2021), new blown attic insulation and AC Ducts (2025), new water heater (2025), updated electrical panel and shell parking pad for a 3rd vehicle, Boat, RV, etc. Located in a non-flood zone and within Dunedin's golf cart district, you'll enjoy direct access to nearly 100-acre Hammock Park at the end of the street and be just minutes from top-rated schools, vibrant downtown Dunedin, the Recreation and Aquatic Centers, Splash Park, Dunedin Golf Club, Highlander Park, the Pinellas Trail, baseball fields, tennis and pickleball courts, the Public Library, and TD Ballpark, home of Blue Jays Spring Training. Move-in ready and perfectly located—it's easy to see why homes in Pinehurst Highlands don't stay on the market for long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,648
Sqft
0.21 ac
Lot size
2
Garage
1972
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,958 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,958/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Dunedin actives
$485 vs $295
Days on market
22 vs 51 typical
Where $485/sqft sits among the 262 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 262
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1070 MCCARTY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$602,000
1111 MCLEAN STREET · same community
3 bd · 2 ba · 1,792 sqft · $336/sqft · 4 DOM
Sold · Aug ’25$510,000
1658 MCKAY COURT · same community
3 bd · 2 ba · 1,810 sqft · $282/sqft · 7 DOM
Sold · Jun ’26$650,000
1110 MCCARTY STREET · same community
3 bd · 2 ba · 1,459 sqft · $446/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1070 MCCARTY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1070 MCCARTY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1070 MCCARTY STREET FAQs
What would the monthly payment be for 1070 MCCARTY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,958/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1070 MCCARTY STREET?+
The most recent tax bill on record (2025) was $2,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1070 MCCARTY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $799,000, this home is listed about 101% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1070 MCCARTY STREET?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 166% above the DUNEDIN 34698 median — but at 1,648 sqft it's also 40% larger than the typical Dunedin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TOTAL REALTY SERVICES INC · Fatima Rapuano. MLS #TB8523853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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