David Ramirez
$1,150,0006 bd3.5 ba4,181 sqft$275 /sqft$7,932 /mo all-in ↓

6978 BRADBURY CIRCLE, WESLEY CHAPEL, FL, 33545

Active28 days on marketListed Jun 27, 2026MLS #TB8523677

Private poolSingle Family ResidenceWATERGRASS PRCL E-1

About this home

6978 BRADBURY CIRCLE

Some homes are built around the way people actually want to live, and this pond-view pool home in Bradbury at Watergrass is exactly that. Start the day with sunrise from the east-facing front porch, end it poolside with sunset views over the pond, and enjoy a 6 bedroom, 3.5 bath layout with the space, privacy, and gathering areas a large household needs. Located in a gated section of amenity-filled Watergrass, this two-story home brings together luxury finishes, multiple bonus living spaces, a heated pool and spa, and a 3 car tandem-style garage. A stone-accented exterior, outdoor lighting, lush lawn, and cozy covered front porch create a warm arrival before the home opens into a bright interior with soaring ceilings. Triple sliding doors fill the expansive living room with natural light and frame views of the pool deck, while built-in shelving surrounds the electric fireplace for a polished focal point at the center of the home. Just beyond the living room, the gourmet kitchen lives up to the name with 2 center islands, a double built-in oven, cooktop with stainless steel range hood, pendant lighting, butler’s pantry, walk-in pantry, breakfast bar seating, and an eat-in dinette for casual meals. The formal dining room sits nearby for more intimate gatherings, while a dedicated home office across the hallway gives the first floor a quiet place for work or homeschooling. The primary suite is also located on the first floor and enjoys pool views, 2 walk-in closets, and a spacious ensuite bathroom with 2 separate sinks, a vanity seat, soaking tub, and walk-in shower. A guest half bathroom completes the main level before the carpeted staircase leads upstairs. On the second floor, the home expands into two generous bonus areas. An open loft gives flexibility as an extra living room, playroom, game room, etc., while the separate media room features carpet flooring, built-in shelving, and an electric fireplace for cozy movie nights in. Five additional bedrooms are split into two sections upstairs, giving the layout excellent versatility. Bedrooms 2 and 3 each include walk-in closets and share a walk-through Jack and Jill bathroom. Bedrooms 4, 5, and 6 offer great closet space, with 2 featuring walk-in closets, and they sit near the home’s third full bathroom with a tub/shower combination. Outdoor living in this home is another opportunity to bring everyone together. The expansive paver pool deck surrounds the sparkling heated pool and spa, with the fenced backyard and pond view creating a beautiful backdrop for evening meals, weekend gatherings, and everyday adventures at home. There is room for pets, play, lounging, grilling, and soaking in the sunset with a water view. The gated Bradbury at Watergrass places you just minutes from community amenities, including pools, basketball courts, dog park, playground, fitness center, and more. This home offers the space, layout, and amenities large families are hoping to find- all in a central location. Call today to schedule your private showing!

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

4,181

Sqft

0.23 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$275

Per sqft

Private poolFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingTandem
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$14/mo
Taxes (2025)$13,452/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,932 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$1,121
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,932/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$1,121
HOA / condo fee$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$701KedgeAI estimate $811,213 · range $730K$1.0M$1.2M

vs edgeAI estimate

+41.8%

$/sqft vs Wesley Chapel actives

$275 vs $201

Days on market

28 vs 32 typical

Where $275/sqft sits among the 400 Wesley Chapel actives

90
133
77
48
20 · this home
32
$148–177$177–206$206–235$235–264$264–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 6978 BRADBURY CIRCLE

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

203 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 180% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $1,150,000 · 28 days on market since
2022Built · WATERGRASS PRCL E-1

Reality check

What actually sold near 6978 BRADBURY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7024 BRADBURY CIRCLESold · Feb ’26

$730,000

7024 BRADBURY CIRCLE · same community

6 bd · 3.5 ba · 4,181 sqft · $175/sqft · 12 DOM

6883 BRADBURY CIRCLESold · May ’26

$810,000

6883 BRADBURY CIRCLE · same community

4 bd · 3.5 ba · 3,261 sqft · $248/sqft · 13 DOM

6989 BRADBURY CIRCLESold · Nov ’25

$795,990

6989 BRADBURY CIRCLE · same community

4 bd · 3.5 ba · 3,201 sqft · $249/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6978 BRADBURY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6978 BRADBURY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6978 BRADBURY CIRCLE FAQs

What would the monthly payment be for 6978 BRADBURY CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,932/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6978 BRADBURY CIRCLE?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6978 BRADBURY CIRCLE?+

The most recent tax bill on record (2025) was $13,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6978 BRADBURY CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $1,150,000, this home is listed about 165% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6978 BRADBURY CIRCLE?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · King Sommers, III. MLS #TB8523677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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