
2420 COCO PALM CIRCLE, WESLEY CHAPEL, FL, 33543
Active99 days on marketListed Apr 15, 2026MLS #TB8497377
About this home
2420 COCO PALM CIRCLE
Welcome to 2420 CocoPalm Circle. A completely reimagined Carlyle by GL Homes, located in the sought-after gated community of The Ridge at Wiregrass Ranch. With over $300,000 in luxury upgrades, this home has been transformed into a custom, designer-level residence that stands apart from anything else in its class. Situated on an oversized corner lot with nearly 3,200 sqft of living space this model offers 3 bedrooms, a club room (opt. 4th bedroom), 3.5 bathrooms, a 3-car garage, and an outdoor oasis with saltwater pool, spa & extended covered lanai. From the moment you arrive, the home makes a statement. Enter through the private gated courtyard and into a dramatic, gallery-style entry welcomes you in with soaring ceilings, a striking designer chandelier, and a custom wood-framed architectural portal by Hommes Design Cabinetry, setting the tone for the level of detail carried throughout. The interior is elevated by large porcelain tile flooring, creating a clean, seamless foundation that enhances the home’s modern design while complementing the custom and refined finishes throughout. At the heart of the home, the living space features a custom-designed media wall with integrated cabinetry, wood paneling, and ambient LED lighting, creating a true focal point. Coffered ceilings and expansive sliding glass doors enhance the sense of space while seamlessly connecting to the outdoor living area. The kitchen is designed for both everyday living and entertaining, featuring full-height upgraded cabinetry, quartz countertops, a large center island, gas cooktop, double ovens & a custom hood, all complemented by abundant storage and a clean, timeless design flowing effortlessly into both casual and formal dining spaces. What truly sets this home apart is the extensive custom cabinetry and millwork by Hommes Design Cabinetry, showcased throughout the entry, living areas, bedrooms, and bathrooms, creating a consistent, high-end feel. The primary suite offers a private retreat with coffered ceilings and a seamless flow into a fully customized, boutique-style walk-in closets, with built-in cabinetry, integrated drawers, display shelving, and LED lighting. The spacious primary bathroom includes a large double vanity, dedicated makeup area, and a frameless glass shower. All bedrooms have been thoughtfully enhanced with custom built-ins, integrated desk spaces, and designer details, making them both functional and visually elevated. Step outside to a true resort-style setting, where an expansive screened lanai surrounds a beautifully designed saltwater pool and spa with illuminated waterfall features. The oversized paver deck offers ample space for entertaining, while the fully equipped outdoor kitchen creates the perfect setting for year-round Florida living. The layout remains ideal, with a private guest wing including a bedroom, full bath and club room with its own courtyard access, perfect for guests, office or multi-generational living, while another en-suite bedroom and laundry room sit on the opposite side. Residents of The Ridge enjoy a resort-style clubhouse with a beach-entry pool, waterslide, lap pool, tennis courts, fitness center, indoor sports complex & a full calendar of social events. HOA includes lawn maintenance, landscaping, fertilization, mulching, and exterior pest control. Conveniently located just minutes from top-rated Wiregrass schools, I-75, Wiregrass Mall, Tampa Premium Outlets, dining, & more!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,186
Sqft
0.37 ac
Lot size
3
Garage
2017
Year built
One
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,610 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,610/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Wiregrass - The Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Wiregrass - The Ridge — neighborhood snapshot
Population
1,794
Median age
36
Median income
$127,857
Median home value
$424,600
Avg household
3
Households w/ children
295
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 244% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2420 COCO PALM CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2420 COCO PALM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2420 COCO PALM CIRCLE FAQs
What would the monthly payment be for 2420 COCO PALM CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,610/mo — principal and interest, the actual property-tax bill, the $472/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2420 COCO PALM CIRCLE?+
The association fee works out to $472 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2420 COCO PALM CIRCLE?+
The most recent tax bill on record (2025) was $12,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2420 COCO PALM CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $1,199,900, this home is listed about 176% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2420 COCO PALM CIRCLE?+
Dr. John Long Middle School (middle), Wiregrass Ranch High School (high), Sand Pine Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,900 runs 244% above the WESLEY CHAPEL 33543 median — but at 3,186 sqft it's also 52% larger than the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
99 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dr. John Long Middle School, Wiregrass Ranch High School, Sand Pine Elementary School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of LOMBARDO TEAM REAL ESTATE LLC · Jennifer Abreu. MLS #TB8497377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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