David Ramirez
$1,199,9003 bd3.5 ba3,186 sqft$377 /sqft$8,610 /mo all-in ↓

2420 COCO PALM CIRCLE, WESLEY CHAPEL, FL, 33543

Active99 days on marketListed Apr 15, 2026MLS #TB8497377

Private poolSingle Family ResidenceTHE RIDGE AT WIREGRASS RANCH

About this home

2420 COCO PALM CIRCLE

Welcome to 2420 CocoPalm Circle. A completely reimagined Carlyle by GL Homes, located in the sought-after gated community of The Ridge at Wiregrass Ranch. With over $300,000 in luxury upgrades, this home has been transformed into a custom, designer-level residence that stands apart from anything else in its class. Situated on an oversized corner lot with nearly 3,200 sqft of living space this model offers 3 bedrooms, a club room (opt. 4th bedroom), 3.5 bathrooms, a 3-car garage, and an outdoor oasis with saltwater pool, spa & extended covered lanai. From the moment you arrive, the home makes a statement. Enter through the private gated courtyard and into a dramatic, gallery-style entry welcomes you in with soaring ceilings, a striking designer chandelier, and a custom wood-framed architectural portal by Hommes Design Cabinetry, setting the tone for the level of detail carried throughout. The interior is elevated by large porcelain tile flooring, creating a clean, seamless foundation that enhances the home’s modern design while complementing the custom and refined finishes throughout. At the heart of the home, the living space features a custom-designed media wall with integrated cabinetry, wood paneling, and ambient LED lighting, creating a true focal point. Coffered ceilings and expansive sliding glass doors enhance the sense of space while seamlessly connecting to the outdoor living area. The kitchen is designed for both everyday living and entertaining, featuring full-height upgraded cabinetry, quartz countertops, a large center island, gas cooktop, double ovens & a custom hood, all complemented by abundant storage and a clean, timeless design flowing effortlessly into both casual and formal dining spaces. What truly sets this home apart is the extensive custom cabinetry and millwork by Hommes Design Cabinetry, showcased throughout the entry, living areas, bedrooms, and bathrooms, creating a consistent, high-end feel. The primary suite offers a private retreat with coffered ceilings and a seamless flow into a fully customized, boutique-style walk-in closets, with built-in cabinetry, integrated drawers, display shelving, and LED lighting. The spacious primary bathroom includes a large double vanity, dedicated makeup area, and a frameless glass shower. All bedrooms have been thoughtfully enhanced with custom built-ins, integrated desk spaces, and designer details, making them both functional and visually elevated. Step outside to a true resort-style setting, where an expansive screened lanai surrounds a beautifully designed saltwater pool and spa with illuminated waterfall features. The oversized paver deck offers ample space for entertaining, while the fully equipped outdoor kitchen creates the perfect setting for year-round Florida living. The layout remains ideal, with a private guest wing including a bedroom, full bath and club room with its own courtyard access, perfect for guests, office or multi-generational living, while another en-suite bedroom and laundry room sit on the opposite side. Residents of The Ridge enjoy a resort-style clubhouse with a beach-entry pool, waterslide, lap pool, tennis courts, fitness center, indoor sports complex & a full calendar of social events. HOA includes lawn maintenance, landscaping, fertilization, mulching, and exterior pest control. Conveniently located just minutes from top-rated Wiregrass schools, I-75, Wiregrass Mall, Tampa Premium Outlets, dining, & more!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,186

Sqft

0.37 ac

Lot size

3

Garage

2017

Year built

One

Levels

$377

Per sqft

Private poolPool viewPets allowed

Inside

FlooringEngineered Hardwood · Marble · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingGarage Door Opener
ExteriorCourtyard · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$472/mo
Taxes (2025)$12,643/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,610 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$1,054
HOA fee — from the listing$472
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,990
Interest rate6.00%
Loan term

Estimated payment

$8,610/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,054
HOA / condo fee$472
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Wiregrass - The Ridge

Map of 2420 COCO PALM CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Wiregrass - The Ridge — neighborhood snapshot

Population

1,794

Median age

36

Median income

$127,857

Median home value

$424,600

Avg household

3

Households w/ children

295

For the school run

Pasco County School District

MiddleDr. John Long Middle School★★★★
HighWiregrass Ranch High School★★★★
ElementarySand Pine Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 244% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $1,199,900 · 99 days on market since
2017Built · THE RIDGE AT WIREGRASS RANCH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2420 COCO PALM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2420 COCO PALM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2420 COCO PALM CIRCLE FAQs

What would the monthly payment be for 2420 COCO PALM CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,610/mo — principal and interest, the actual property-tax bill, the $472/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2420 COCO PALM CIRCLE?+

The association fee works out to $472 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2420 COCO PALM CIRCLE?+

The most recent tax bill on record (2025) was $12,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2420 COCO PALM CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $1,199,900, this home is listed about 176% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2420 COCO PALM CIRCLE?+

Dr. John Long Middle School (middle), Wiregrass Ranch High School (high), Sand Pine Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,900 runs 244% above the WESLEY CHAPEL 33543 median — but at 3,186 sqft it's also 52% larger than the typical Wesley Chapel listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

99 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr. John Long Middle School, Wiregrass Ranch High School, Sand Pine Elementary School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LOMBARDO TEAM REAL ESTATE LLC · Jennifer Abreu. MLS #TB8497377.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Wesley Chapel homes, in your inbox

Like 2420 COCO PALM CIRCLE but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 11:34 PM UTC. The listing information on this page last changed on July 23, 2026 at 11:34 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 11:34 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 11:34 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.