David Ramirez
$13,985,0004 bd5 ba0 sqft$81,900 /mo all-in ↓

620 GULF BOULEVARD, BELLEAIR SHORE, FL, 33786

Active16 days on marketListed Jul 8, 2026MLS #TB8523641

New constructionWaterfrontPrivate poolSingle Family ResidenceBELLEAIR BEACH UNIT 1 UNREC

About this home

620 GULF BOULEVARD

Pre-Construction. To be built. LOT/LAND CAN BE PURCHASED SEPARATELY – MLS #TB8473886 A rare pre-construction opportunity by award-winning design-build firm Windstar Homes, this extraordinary Gulf-front estate is to be built in the exclusive enclave of Belleair Shore—one of Florida's smallest and most sought after beachfront municipalities. By selecting this thoughtfully designed custom residence, buyers can significantly reduce the time, expense, and uncertainty typically associated with the custom home design process, including architectural fees. The home has been expertly planned by Windstar Homes, while still offering the flexibility to personalize the design and make modifications to suit individual preferences. Designed to maximize breathtaking Gulf views while seamlessly blending indoor and outdoor living, this custom coastal masterpiece offers an unparalleled luxury lifestyle. The ground level features an impressive 8-car garage, expansive motor court, and lush tropical landscaping accented by elegant fountains. At the heart of the outdoor living space is a spectacular resort-style pool and spa with an outdoor fireplace, creating the ultimate setting for entertaining or relaxing in complete privacy. A dramatic staircase in the forecourt leads to the main living level, where walls of glass frame panoramic Gulf vistas and flood the interiors with natural light. The chef's kitchen is appointed with premium Wolf and Sub-Zero appliances, an oversized walk-in pantry, and exceptional workspace for both everyday living and grand-scale entertaining. Expansive living and dining areas, along with a spacious game room, are thoughtfully arranged around a stunning central courtyard, providing elegant gathering spaces that balance sophistication with comfort. The two-story floor plan includes four generously sized bedrooms and five-and-a-half baths, highlighted by a private guest casita that offers exceptional comfort and privacy for family or visitors. Additional luxury features include an elevator, wine cellar, extensive custom built-ins, and designer finishes throughout. Every detail has been thoughtfully curated to create a residence that embodies timeless coastal architecture, refined craftsmanship, and effortless waterfront living. Set within a community defined by privacy, tranquility, and enduring seaside elegance, Belleair Shore is unlike any other destination along Florida's Gulf Coast. With only 54 residential homes spanning approximately one mile of pristine sugar-sand beach—and no commercial development—the town offers an exceptionally peaceful beachfront lifestyle. Adding to its rarity, homesites extend to the mean high-water line, providing homeowners with a remarkable sense of true beachfront ownership and an unparalleled connection to the Gulf of Mexico.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

0

Sqft

0.48 ac

Lot size

8

Garage

2027

Year built

Two

Levels

Private poolWaterfrontFireplacePool & Water viewNegotiable

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryOther
CoolingOther
HeatingOther
FurnishedNegotiable

Outside & construction

RoofOther · Shingle
ConstructionConcrete
FoundationConcrete Perimeter
ViewPool · Water
FacesEast
ExteriorBalcony

Community & fees

Taxes (2025)$12,404/yr

Utilities & systems

UtilitiesOther
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$81,900 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$75,462
PMI (est., until 20% equity)$5,244
Property tax — 2025 actual bill$1,034
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,398,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,398,500
Interest rate6.00%
Loan term

Estimated payment

$81,900/mo

Principal & interest$75,462
PMI (est., until 20% equity)$5,244
Property taxes (actual bill)$1,034
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Belleair Shore

Map of 620 GULF BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Shore. See the full Belleair Shore guide →

Belleair Shore — neighborhood snapshot

Population

68

Median age

56

Median income

$127,917

Median home value

$889,600

Avg household

2

Households w/ children

7%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Shore market

This home is listed 1648% above the BELLEAIR SHORE 33786 median. See the full Belleair Shore market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $13,985,000 · 16 days on market since
2027Built · BELLEAIR BEACH UNIT 1 UNREC

Reality check

What actually sold near 620 GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

960 GULF BOULEVARDSold · Apr ’26

$5,500,000

960 GULF BOULEVARD · same community

5 bd · 7 ba · 6,508 sqft · $845/sqft · 21 DOM

107 15TH AVENUESold · Sep ’25

$415,000

107 15TH AVENUE

3 bd · 1 ba · 780 sqft · $532/sqft · 7 DOM

1300 GULF BOULEVARD UNIT 202Sold · Apr ’26

$787,500

1300 GULF BOULEVARD UNIT 202

3 bd · 2 ba · 1,200 sqft · $656/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 620 GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 620 GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

620 GULF BOULEVARD FAQs

What would the monthly payment be for 620 GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $81,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 620 GULF BOULEVARD?+

The most recent tax bill on record (2025) was $12,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleair Shore?+

At $13,985,000, this home is listed about 75% above the Belleair Shore median of $8,000,000. The market section on this page shows how the area is trending.

Which schools are assigned to 620 GULF BOULEVARD?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$13,985,000 runs 1648% above the BELLEAIR SHORE 33786 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

16 days on market against a Belleair Shore median of 1 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Lisa Blume. MLS #TB8523641.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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