620.5 GULF BOULEVARD, BELLEAIR SHORE, FL, 33786
Active148 days on marketListed Mar 9, 2026MLS #TB8473886
About this home
620.5 GULF BOULEVARD
A rare opportunity to own a direct Gulf-front homesite in the exclusive enclave of Belleair Shore—one of Florida’s smallest and most prestigious beachfront municipalities. This exceptional parcel offers the perfect canvas to create your custom coastal retreat in a community defined by privacy, tranquility, and timeless seaside living. With only 54 residential properties spanning roughly one mile of pristine, sugar-sand shoreline—and no commercial development—Belleair Shore delivers a uniquely serene beachfront experience unlike anywhere else along the Gulf Coast. Notably, homesites in Belleair Shore extend to the mean high-water line, affording residents a rare sense of true beachfront ownership and direct connection to the Gulf. This premier lot boasts approximately 80 feet of direct Gulf frontage and an impressive 248 feet of depth, providing abundant space to design and build a truly extraordinary residence. Wake up to the sound of waves, enjoy daily strolls along the water’s edge, and take in breathtaking sunsets every evening—your gateway to the ultimate beachfront lifestyle awaits.
Facts & features
The home at a glance
0.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$32,876 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$32,876/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Belleair Shore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Shore. See the full Belleair Shore guide →
Belleair Shore — neighborhood snapshot
Population
68
Median age
56
Median income
$127,917
Median home value
$889,600
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Shore market
$6.8M → $6.8M
Belleair Shore median sold, yr/yr
This home is listed 605% above the BELLEAIR SHORE 33786 median. See the full Belleair Shore market guide →
Paper trail
This home's history
Reality check
What actually sold near 620.5 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$5,500,000
960 GULF BOULEVARD · same community
5 bd · 7 ba · 6,508 sqft · $845/sqft · 21 DOM
Sold · Jun ’26$425,000
1507 LEGION LANE
2 bd · 1 ba · 552 sqft · $770/sqft · 24 DOM
Sold · Apr ’26$435,000
306 12TH AVENUE
2 bd · 2 ba · 702 sqft · $620/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 620.5 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620.5 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
620.5 GULF BOULEVARD FAQs
What would the monthly payment be for 620.5 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 620.5 GULF BOULEVARD?+
The most recent tax bill on record (2024) was $11,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Shore?+
At $5,500,000, this home is listed about 61% below the Belleair Shore median of $13,985,000. The market section on this page shows how the area is trending.
Which schools are assigned to 620.5 GULF BOULEVARD?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$5,500,000 runs 605% above the BELLEAIR SHORE 33786 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Belleair Shore median of 6 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Lisa Blume. MLS #TB8473886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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