651 10TH AVE S, ST PETERSBURG, FL, 33701
Active39 days on marketListed Jun 27, 2026MLS #TB8523393
About this home
651 10TH AVE S
Rare Historic Roser Park restoration opportunity. Believed to be among the oldest residences in one of St. Petersburg’s most treasured historic neighborhoods, this property presents a unique chance to restore and preserve a piece of local history. Roser Park is renowned for its winding brick streets, mature oak canopy, rolling hills, and distinctive historic architecture. As one of St. Petersburg’s most beloved and architecturally significant neighborhoods, it offers a character and sense of place rarely found in modern communities, all while being just minutes from vibrant downtown St. Petersburg. The existing residence will require a comprehensive restoration. Buyers should conduct their own due diligence regarding historic preservation requirements, renovation approvals, and restoration options. Opportunities to acquire a historic property of this significance in Roser Park are increasingly rare. Whether you are a preservation enthusiast, investor, or visionary homeowner, this property offers the chance to create something truly special in one of St. Petersburg’s most sought-after neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,540
Sqft
0.13 ac
Lot size
1925
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,845 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,845/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−60.2%
$/sqft vs St Petersburg actives
$197 vs $324
Days on market
39 vs 54 typical
Where $197/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Roser Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Roser Park — neighborhood snapshot
Population
49
Median age
38
Median income
$89,219
Median home value
$445,100
Avg household
2
Households w/ children
4%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 651 10TH AVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$950,000
2650 W BAY ISLE DRIVE SE
3 bd · 3.5 ba · 2,701 sqft · $352/sqft · 29 DOM
Sold · Mar ’26$859,000
2637 BAYSIDE DRIVE S
4 bd · 3 ba · 2,328 sqft · $369/sqft · 205 DOM
Sold · Aug ’25$482,500
2835 VALENCIA WAY S
4 bd · 3 ba · 2,259 sqft · $214/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 651 10TH AVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 651 10TH AVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
651 10TH AVE S FAQs
What would the monthly payment be for 651 10TH AVE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,845/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 651 10TH AVE S?+
The most recent tax bill on record (2025) was $6,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $499,995, this home is listed about 14% above the St Petersburg median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 651 10TH AVE S?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), Gibbs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Stacy White. MLS #TB8523393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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