2913 BANYAN HILL LANE, LAND O LAKES, FL, 34639
Active45 days on marketListed Jun 26, 2026MLS #TB8523272
About this home
2913 BANYAN HILL LANE
$10,000 PRICE DROP!! MOVE-IN READY!! Welcome home to effortless Florida living in the gated golf course community of Plantation Palms. If you've been looking for a home where weekends are spent golfing, meeting friends for dinner and cocktails, and enjoying a low-maintenance lifestyle, this is it. This beautifully updated 2-bedroom, 2-bath home with a versatile flex room offers over 1,500 square feet of comfortable living space designed for both relaxation and entertaining. Soaring ceilings and an open layout create a bright, welcoming atmosphere, while the spacious living and dining areas flow seamlessly into the updated kitchen. The kitchen is the heart of the home, featuring all-wood cabinetry, brand-new quartz countertops, a new Frigidaire oven, and KitchenAid stainless steel appliances. Whether you're preparing a quiet dinner at home or hosting family and friends, this space is designed to bring everyone together. The oversized primary suite offers a peaceful retreat with a spacious walk-in closet featuring custom organizers and a private ensuite bathroom with dual vanities and a glass-enclosed walk-in shower. The guest bedroom is equally inviting, complete with high ceilings, a ceiling fan, and custom closet organizers. A flexible bonus room provides the perfect space for a home office, reading room, hobby area, or additional guest space. Step outside to your oversized, newly screened lanai overlooking the beautiful Cypress Creek Nature Preserve. Enjoy your morning coffee while watching wildlife or unwind in the evening with a glass of wine as the sun sets over the preserve. Living in The Reserve at Plantation Palms means spending less time maintaining your home and more time enjoying life. The low HOA covers the roof, exterior maintenance and painting, landscaping, cable TV, high-speed internet, and more, giving you true peace of mind. Residents also enjoy exclusive access to a private heated community pool, while the Plantation Palms Golf Club is just moments away with its 18-hole championship golf course, driving range, clubhouse, pro shop, miniature golf, and the popular Mulligan's Irish Pub—perfect for grabbing lunch after a round or meeting friends for dinner and drinks. Located just minutes from shopping, dining, medical facilities, and the Land O' Lakes Recreation Complex, this home offers the perfect combination of convenience, recreation, and carefree living. Best of all, no flood insurance is required. Whether you're downsizing, looking for a seasonal retreat, or simply ready to enjoy a lock-and-leave lifestyle, this move-in-ready home lets you spend less time on maintenance and more time doing what you love. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,555
Sqft
0.16 ac
Lot size
2
Garage
2003
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,126 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Land O Lakes actives
$235 vs $204
Days on market
45 vs 42 typical
Where $235/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
205 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 2913 BANYAN HILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
2946 BANYAN HILL LANE · same community
2 bd · 2 ba · 1,500 sqft · $217/sqft · 4 DOM
Sold · Nov ’25$375,000
2844 BANYAN HILL LANE · same community
3 bd · 2 ba · 1,683 sqft · $223/sqft · 27 DOM
Sold · Oct ’25$321,100
2911 BANYAN HILL LANE · same community
2 bd · 2 ba · 1,341 sqft · $239/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2913 BANYAN HILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2913 BANYAN HILL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2913 BANYAN HILL LANE FAQs
What would the monthly payment be for 2913 BANYAN HILL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,126/mo — principal and interest, the actual property-tax bill, the $251/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2913 BANYAN HILL LANE?+
The association fee works out to $251 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2913 BANYAN HILL LANE?+
The most recent tax bill on record (2025) was $4,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2913 BANYAN HILL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $365,000, this home is listed about 14% below the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2913 BANYAN HILL LANE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34639 market on paper
$365,000 is 5% below the LAND O LAKES 34639 median of $384,950.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $365,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Tabatha Pankop. MLS #TB8523272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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