David Ramirez
$799,000$825,0005 bd3 ba2,266 sqft$353 /sqft$5,794 /mo all-in ↓

1011 14TH STREET N, ST PETERSBURG, FL, 33705

Active50 days on marketListed Jun 25, 2026MLS #TB8523224

Reduced $26KSingle Family ResidenceEDINA GARDEN OF EDEN

Come see it

Upcoming open house

Sat, Aug 15

11:00 AM – 1:00 PM

About this home

1011 14TH STREET N

Final week! Two homes, and one unforgettable property. This is your last chance to own a rare gem in one of St. Pete's most coveted neighborhoods — and the price has never been better. Now offered at a newly reduced price for its final week on the market. Step through the door of the front bungalow and fall in love instantly. Built in the 1940s and lovingly preserved, it's filled with character: original hardwood floors, original windows, and architectural details you simply can't recreate today — all thoughtfully blended with modern updates and sleek gas appliances. It's warm, it's timeless, and it's move-in ready. But what makes this listing truly extraordinary: a fully grandfathered second residence. Tucked behind the bungalow is a complete 3-bedroom, 2-bath ADU — a full-sized home in its own right. Rent it out and let it help cover your mortgage. House extended family in comfort and privacy. Or claim it as the ultimate work-from-home retreat, just steps away yet worlds apart. The possibilities are as impressive as the property itself. Every inch has been designed with intention. A charming shared entertainment space connects the two homes. Dual lush turfed yards mean more time enjoying, less time mowing. Alley parking behind the ADU adds everyday convenience, while the beautifully hardscaped front yard delivers serious curb appeal from the moment you arrive. Homes like this don't come around often — and at this new price, it won't last long. Come see it for yourself before this rare opportunity slips away.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,266

Sqft

0.16 ac

Lot size

1940

Year built

One

Levels

$353

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorAwning(s) · Lighting · Private Yard · Shade Shutter(s)

Community & fees

Taxes (2025)$12,272/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,794 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$1,023
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,794/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$1,023
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$750KedgeAI estimate $820,740 · range $781K$921K$957K

vs edgeAI estimate

−2.6%

$/sqft vs St Petersburg actives

$353 vs $336

Days on market

50 vs 58 typical

Where $353/sqft sits among the 400 St Petersburg actives

135
138 · this home
58
28
11
30
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 1011 14TH STREET N

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33705 — neighborhood snapshot

Population

27,024

Median age

44

Median income

$70,783

Median home value

$321,500

Avg household

2.27

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 175% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,000 $26K
Jun 25, 2026Listed at $825,000 · 50 days on market since
1940Built · EDINA GARDEN OF EDEN

Reality check

What actually sold near 1011 14TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1205 13TH STREET NSold · Feb ’26

$946,000

1205 13TH STREET N · same community

3 bd · 2.5 ba · 2,153 sqft · $439/sqft · 6 DOM

1235 14TH STREET NSold · Nov ’25

$910,000

1235 14TH STREET N · same community

3 bd · 2 ba · 2,496 sqft · $365/sqft · 207 DOM

1207 9TH AVENUE NSold · Mar ’26

$777,000

1207 9TH AVENUE N · same community

4 bd · 2.5 ba · 2,541 sqft · $306/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1011 14TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1011 14TH STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1011 14TH STREET N FAQs

What would the monthly payment be for 1011 14TH STREET N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1011 14TH STREET N?+

The most recent tax bill on record (2025) was $12,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $799,000, this home is listed about 84% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1011 14TH STREET N?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · John Marsden. MLS #TB8523224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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