1110 12TH STREET N, ST PETERSBURG, FL, 33705
Active106 days on marketListed May 1, 2026MLS #TB8503943
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Upcoming open house
Sun, Aug 16
1:00 PM – 3:00 PM
About this home
1110 12TH STREET N
The home you’ve been waiting for in the heart of Euclid St. Paul! This beautifully designed 4 bedroom, 3 bathroom home offers 2,180 sq ft of thoughtfully laid out living space, including a completely separate 1 bedroom, 1 bathroom ADU perfect for guests, in-laws, rental income, or a private home office setup. Nestled along a charming tree-lined street in one of St. Petersburg’s most beloved neighborhoods, this home combines timeless character with modern functionality and unbeatable convenience to Downtown St. Pete, MLK, shopping, dining, and everyday essentials. As you enter, you’re welcomed by beautiful archways, engineered hardwood floors throughout, all new windows, and a light-filled layout designed for both entertaining and everyday living. The front of the home features a flexible office or guest bedroom on one side and an additional guest bedroom on the other, along with a beautifully designed bathroom featuring gorgeous stone finishes and vanity. The open concept kitchen and living area is bright and inviting with quartz countertops, updated cabinet hardware, and seamless flow throughout. The oversized primary suite is conveniently located on the main level and offers a spacious walk-in closet, luxurious spa-style bathroom with soaking tub, oversized shower with rain shower head, stunning vanity with excellent lighting, and room to truly unwind. Toward the back of the home is a versatile catch-all area perfect for a mudroom or drop zone leading to the rear parking pad and alley access. Step outside to your detached 1/1 ADU, offering endless possibilities depending on your lifestyle needs. With alley access, a large rear parking pad, thoughtful upgrades, and an unbeatable location, this Euclid St. Paul gem truly checks all the boxes.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,180
Sqft
0.13 ac
Lot size
1948
Year built
One
Levels
$390
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,840 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,840/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs St Petersburg actives
$390 vs $336
Days on market
106 vs 57 typical
Where $390/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33705 — neighborhood snapshot
Population
27,024
Median age
44
Median income
$70,783
Median home value
$321,500
Avg household
2.27
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1110 12TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$946,000
1205 13TH STREET N · same community
3 bd · 2.5 ba · 2,153 sqft · $439/sqft · 6 DOM
Sold · Dec ’25$465,000
1110 12TH STREET N · same community
2 bd · 2 ba · 1,892 sqft · $246/sqft · 16 DOM
Sold · Nov ’25$910,000
1235 14TH STREET N · same community
3 bd · 2 ba · 2,496 sqft · $365/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1110 12TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1110 12TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1110 12TH STREET N FAQs
What would the monthly payment be for 1110 12TH STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1110 12TH STREET N?+
The most recent tax bill on record (2025) was $9,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $850,000, this home is listed about 97% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1110 12TH STREET N?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Molly Wholey. MLS #TB8503943.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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