
15101 MORNING DR, LUTZ, FL, 33559
Active38 days on marketListed Jun 24, 2026MLS #TB8522916
About this home
15101 MORNING DR
Charming 3-Bedroom, 2-Bathroom Townhome in Highly Sought-After Lake Forest. Single-story townhome offers nearly 1,200 square feet of comfortable living space, all on one easy-living level. Featuring plank-style ceramic tile flooring throughout, the home feels bright and open. Renovated kitchen, showcasing glazed cabinetry with 42” upper cabinets, elegant granite countertops and tile backsplash. Recessed lighting adds a modern touch, smooth-top range, stainless-steel side-by-side refrigerator, built-in microwave, and dishwasher make entertaining and daily living a breeze. Upgraded bathrooms with vanities, granite countertops and tile finishes. The spacious master suite offers a large walk-in closet, and you’ll appreciate the generous laundry room plus convenient storage off the covered Lanai. Relax on your private covered lanai overlooking a serene, wooded backdrop — the perfect spot for morning coffee or evening unwinding. This home also includes two assigned parking spaces right out front, with ample guest parking throughout the community. Lake Forest is a resident-favorite community offering resort-style amenities including swimming pool, spa, clubhouse, tennis courts, basketball court, playground, and scenic walking trails. Ideally located in the desirable Tampa Palms school district, you’re just minutes from the University of South Florida, Moffitt Cancer Center, the VA Hospital, Busch Gardens, shopping, and dining. With easy access to both I-75 and I-275, downtown Tampa is only about 20 minutes away. Priced to sell. Currently Tenant occupied till 3/27. AC 2019. Water Heater 2018.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,160
Sqft
0.06 ac
Lot size
1979
Year built
Three Or More
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24%
$/sqft vs Lutz actives
$195 vs $245
Days on market
38 vs 35 typical
Where $195/sqft sits among the 272 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
157 of 272
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 15101 MORNING DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
2850 S Forest Hills Blvd # 105, Coral Springs FL 33065 · same community
2 bd · 2 ba · 1,168 sqft · $205/sqft · 114 DOM
Sold · Sep ’25$227,500
15301 MORNING DRIVE · same community
2 bd · 1 ba · 1,200 sqft · $190/sqft · 33 DOM
Sold · Sep ’25$288,900
313 SW North Shore Boulevard, Port St. Lucie FL 34986 · same community
2 bd · 2 ba · 1,240 sqft · $233/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15101 MORNING DR — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15101 MORNING DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15101 MORNING DR FAQs
What would the monthly payment be for 15101 MORNING DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,208/mo — principal and interest, the actual property-tax bill, the $311/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15101 MORNING DR?+
The association fee works out to $311 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15101 MORNING DR?+
The most recent tax bill on record (2025) was $3,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15101 MORNING DR?+
The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $225,900, this home is listed about 54% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 15101 MORNING DR?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER GROUP · Zoltan Serfozo. MLS #TB8522916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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