21146 FOUNTAIN VIEW LANE UNIT 4303, LUTZ, FL, 33558
Active156 days on marketListed Mar 6, 2026MLS #W7883679
About this home
21146 FOUNTAIN VIEW LANE UNIT 4303
Located in the clothing optional community known as Paradise Lakes. Stylish upgraded 3rd floor 2B/2B condo with flexible lockout design. This floor plan enables the unit to function as either a full two-bedroom residence or can provide two separate living spaces (studio + 1BR), each with its own bathroom. Upgrades include NEW 2-TON HVAC system with whole house filter, upgraded 7” ductwork, spliter with two separate thermostates, waterproof laminate flooring, WIFI enabled hybrid water heater and thermostat, granite counter tops in bathrooms, updated LED lighting, keyless entry on both front doors, storm doors, built in shelving in utility room and much more. This condo has high cathedral ceilings with mirrored accent walls in the two bedrooms and an accent wall in the living room. Other features include updated bathrooms, * medicine cabinets with mirrors inside the cabinets, upgraded fixtures, and updated tiled balconies. The murphy bed in the 2nd bedroom which we refer to as a studio has a wet bar with a small refrigerator and microwave. The studio with modern finishes is ideal for personal use, rental, or flexible living arrangements. Condo is ‘MOVE IN READY” just bring your own preferred furnishings. Property comes with two covered parking spaces. Building has an elevator, stairs, garbage shoots at both ends of the building, and a charging station for golf carts. Residents may enjoy extensive amenities with paid membership to the resort. Resort has pickle ball, night club, restaurant, pool bar with pavilion, heated pools, hot tub and water volleyball.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,135
Sqft
0.03 ac
Lot size
2002
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Lutz actives
$202 vs $243
Days on market
156 vs 41 typical
Where $202/sqft sits among the 265 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Paradise Lakes — neighborhood snapshot
Population
1,656
Median age
42
Median income
$113,672
Median home value
$435,500
Avg household
3
Households w/ children
341
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
155 of 265
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 21146 FOUNTAIN VIEW LANE UNIT 4303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$200,000
21107 FOUNTAIN VIEW LANE UNIT 5301 · same community
2 bd · 2 ba · 1,135 sqft · $176/sqft · 85 DOM
Sold · Oct ’25$165,000
21146 FOUNTAIN VIEW LANE UNIT 4302 · same community
1 bd · 1 ba · 835 sqft · $198/sqft · 73 DOM
Sold · Mar ’26$368,000
1301 FOXWOOD DRIVE
3 bd · 2 ba · 1,107 sqft · $332/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21146 FOUNTAIN VIEW LANE UNIT 4303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21146 FOUNTAIN VIEW LANE UNIT 4303 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21146 FOUNTAIN VIEW LANE UNIT 4303 FAQs
What would the monthly payment be for 21146 FOUNTAIN VIEW LANE UNIT 4303?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21146 FOUNTAIN VIEW LANE UNIT 4303?+
The most recent tax bill on record (2025) was $3,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21146 FOUNTAIN VIEW LANE UNIT 4303?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $229,500, this home is listed about 53% below the Lutz median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21146 FOUNTAIN VIEW LANE UNIT 4303?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33558 market on paper
$229,500 is 40% below the LUTZ 33558 median of $385,000, and at $202/sqft it sits under the Lutz average of $264.
02Time on market is leverage
156 days on market against a Lutz median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $240,000, now $229,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · April Genter. MLS #W7883679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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