David Ramirez
$588,490$616,4905 bd4 ba3,629 sqft$162 /sqft$3,556 /mo all-in ↓

18062 ENDURING SPIRIT DRIVE, LAND O LAKES, FL, 34638

Active45 days on marketListed Jun 24, 2026MLS #TB8522905

Reduced $28KNew constructionSingle Family ResidenceANGELINE

About this home

18062 ENDURING SPIRIT DRIVE

Under Construction. BRAND NEW HOME!!! With ample living space, the Whitney is the largest floorplan in this collection with ample room to grow and entertain. A cohesive open floorplan promotes effortless transitions between the family room, kitchen and café on the first level of this spacious two-story home, while sliding glass doors lead to the covered patio. There are five bedrooms in total, including the first-floor owner’s suite with a luxurious adjoining bathroom. A flex space, upstairs loft with an included wet bar and three-car garage offer additional room for versatile needs. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,629

Sqft

0.16 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$162

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorOther
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNortheast
ExteriorOther

Community & fees

Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,556 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,175
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,849Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,849
Interest rate6.00%
Loan term

Estimated payment

$4,096/mo

Principal & interest$3,175
PMI (est., until 20% equity)$221
Est. property taxes$539
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $588K
$544KedgeAI estimate $579,421 · range $567K$585K$612K

vs edgeAI estimate

+1.6%

$/sqft vs ANGELINE

$162 vs $173

Days on market

45 vs 42 typical

Where $162/sqft sits among the 35 homes for sale in ANGELINE

3
6 · this home
13
4
6
3
$143–157$157–170$170–184$184–197$197–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 18062 ENDURING SPIRIT DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

7 of 35

ANGELINE have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $588,490 $28K
Jun 24, 2026Listed at $616,490 · 45 days on market since
2026Built · ANGELINE

Reality check

What actually sold near 18062 ENDURING SPIRIT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10754 GENTLE RAIN DRIVESold · Jan ’26

$494,490

10754 GENTLE RAIN DRIVE · same community

4 bd · 3.5 ba · 3,334 sqft · $148/sqft · 68 DOM

9960 EAGLECREEK LOOPSold · Dec ’25

$554,300

9960 EAGLECREEK LOOP · same community

5 bd · 4.5 ba · 3,230 sqft · $172/sqft · 60 DOM

10740 GENTLE RAIN DRIVESold · Dec ’25

$499,990

10740 GENTLE RAIN DRIVE · same community

4 bd · 3 ba · 2,756 sqft · $181/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18062 ENDURING SPIRIT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18062 ENDURING SPIRIT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

18062 ENDURING SPIRIT DRIVE FAQs

What would the monthly payment be for 18062 ENDURING SPIRIT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,556/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18062 ENDURING SPIRIT DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18062 ENDURING SPIRIT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $588,490, this home is listed about 40% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 18062 ENDURING SPIRIT DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$588,490 runs 59% above the LAND O LAKES 34638 median — but at 3,629 sqft it's also nearly twice the size of the typical Land O Lakes listing.

02Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $616,490, now $588,490 — a $28K cut. The full history is in the market section below.

Listing courtesy of LENNAR REALTY · Jenn Siemering. MLS #TB8522905.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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