2605 S BEACH DRIVE, TAMPA, FL, 33629
Active37 days on marketListed Jun 26, 2026MLS #TB8522890
About this home
2605 S BEACH DRIVE
An exceptional opportunity in iconic Sunset Park. Situated at the end of a quiet lagoon on an oversized waterfront homesite spanning more than one-third of an acre, 2605 S Beach Drive offers rare, unobstructed western-facing water views with breathtaking sunsets, frequent dolphin sightings, and endless possibilities to create a world-class waterfront estate. Surrounded by Tampa's most prestigious multi-million-dollar homes and located within the highly sought-after Mabry, Coleman, and Plant school districts, this premier property combines an unmatched location with extraordinary potential. The existing residence sustained damage during Hurricane Helene and is being offered strictly at land value. The true value lies in the exceptional homesite and its irreplaceable setting. A concrete seawall, dock, and boat lift are already in place, allowing immediate enjoyment of Tampa's waterfront lifestyle while planning and building your dream home. Properties with this combination of size, views, location, and school zoning are increasingly rare. Simply put, they're not making any more waterfront land like this. Survey available. Preferred luxury builder recommendations available upon request.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,515
Sqft
0.34 ac
Lot size
2
Garage
1963
Year built
Two
Levels
$853
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$19,091 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,091/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+84.6%
$/sqft vs Tampa actives
$853 vs $300
Days on market
37 vs 33 typical
Where $853/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Sunset Park — neighborhood snapshot
Population
3,814
Median age
41
Median income
$170,940
Median home value
$1,159,534
Avg household
3
Households w/ children
479
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
183 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2605 S BEACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,302,500
2604 S BEACH DRIVE · same community
4 bd · 2.5 ba · 2,915 sqft · $447/sqft · 2 DOM
Sold · Jul ’26$3,950,000
2501 S DUNDEE STREET · same community
5 bd · 6.5 ba · 5,154 sqft · $766/sqft · 113 DOM
Sold · Mar ’26$1,395,000
4307 RENELLIE DRIVE S
4 bd · 4.5 ba · 3,489 sqft · $400/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2605 S BEACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2605 S BEACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2605 S BEACH DRIVE FAQs
What would the monthly payment be for 2605 S BEACH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2605 S BEACH DRIVE?+
The most recent tax bill on record (2025) was $19,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $3,000,000, this home is listed about 545% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2605 S BEACH DRIVE?+
Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,000,000 runs 200% above the TAMPA 33629 median — but at 3,515 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Courtney Poe Holmes. MLS #TB8522890.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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