2605 S BEACH DRIVE, TAMPA, FL, 33629
Active165 days on marketListed Feb 13, 2026MLS #TB8475908
About this home
2605 S BEACH DRIVE
Positioned at the end of a tranquil lagoon in coveted Sunset Park, this oversized pie-shaped waterfront homesite captures breathtaking, unobstructed views straight down the water with coveted western exposure for spectacular nightly sunsets. A concrete seawall, private dock, and boat lift are already in place, offering immediate boating access and a valuable head start for your future waterfront estate. The expansive lot provides exceptional width and privacy rarely found in South Tampa, creating a stunning canvas for a signature custom residence. The existing structure is a teardown, presenting a clean slate with unlimited potential. Design and build your dream home from the ground up, or partner with one of our preferred luxury builders for a fully custom, turnkey experience tailored to your vision. Rare lot. Irreplaceable views. Waterfront living without compromise.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,938 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,938/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sunset Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Sunset Park — neighborhood snapshot
Population
3,814
Median age
41
Median income
$170,940
Median home value
$1,159,534
Avg household
3
Households w/ children
479
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2605 S BEACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,302,500
2604 S BEACH DRIVE · same community
4 bd · 2.5 ba · 2,915 sqft · $447/sqft · 2 DOM
Sold · May ’26$365,000
4309 S RENELLIE DRIVE
2 bd · 1 ba · 864 sqft · $422/sqft · 12 DOM
Sold · Apr ’26$375,000
4722 W WALLCRAFT AVENUE
2 bd · 2 ba · 864 sqft · $434/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2605 S BEACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2605 S BEACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2605 S BEACH DRIVE FAQs
What would the monthly payment be for 2605 S BEACH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,938/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2605 S BEACH DRIVE?+
The most recent tax bill on record (2024) was $17,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $3,000,000, this home is listed about 545% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2605 S BEACH DRIVE?+
Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,000,000 runs 175% above the TAMPA 33629 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
165 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Courtney Poe Holmes. MLS #TB8475908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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