3640 41ST LANE S UNIT 72E, ST PETERSBURG, FL, 33711
Active41 days on marketListed Jul 1, 2026MLS #TB8522446
About this home
3640 41ST LANE S UNIT 72E
Well maintained first floor unit at beautiful Bermuda Bay Condominium . This 2 bed, 2 full bath unit offers 1,050 square ft of bright, open living space for enjoying the ultimate Florida lifestyle. The large screened lanai offers additional living space within green, shaded park surroundings. This home is being offered fully furnished, including in unit washer / dryer. Community amenities include 2 heated pools, tennis and pickleball courts, shaded park, club house offering many ongoing activities, shuffleboard and putting green. Beach front area for relaxing and enjoying our wonderful Florida sunsets. Private gate access to the Clam Bayou reserve for biking, walking or simply enjoying natures beauty. Short distance to vibrant downtown St Petersburg with it's award winning restaurants, museums, waterfront parks and home to the Florida Orchestra. Minutes to the Gulf beaches and Ft De Sota Park and campgrounds. Interstate 275 offers quick and easy access to Tampa International Airport and the St Pete/Clearwater International airports. Come experience the best in Florida living. Secure gated community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
1974
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs BERMUDA BAY BEACH CONDO
$247 vs $185
Days on market
41 vs 57 typical
Where $247/sqft sits among the 10 homes for sale in BERMUDA BAY BEACH CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayview — neighborhood snapshot
Population
3,892
Median age
52
Median income
$63,896
Median home value
$241,999
Avg household
2
Households w/ children
389
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 10
BERMUDA BAY BEACH CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3640 41ST LANE S UNIT 72E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$230,000
3540 42ND STREET S UNIT F · same community
2 bd · 2 ba · 1,100 sqft · $209/sqft · 101 DOM
Sold · Mar ’26$177,500
3580 41ST LANE S UNIT F · same community
2 bd · 2 ba · 1,100 sqft · $161/sqft · 0 DOM
Sold · Aug ’25$215,000
3595 41ST LANE S UNIT L · same community
2 bd · 2 ba · 1,100 sqft · $195/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3640 41ST LANE S UNIT 72E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3640 41ST LANE S UNIT 72E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3640 41ST LANE S UNIT 72E FAQs
What would the monthly payment be for 3640 41ST LANE S UNIT 72E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3640 41ST LANE S UNIT 72E?+
The most recent tax bill on record (2025) was $3,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3640 41ST LANE S UNIT 72E?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $259,000, this home is listed about 40% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3640 41ST LANE S UNIT 72E?+
Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Bill Sullivan. MLS #TB8522446.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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