David Ramirez
$249,9992 bd2 ba1,050 sqft$238 /sqft$2,946 /mo all-in ↓

3795 41ST LANE S UNIT A, ST PETERSBURG, FL, 33711

Active68 days on marketListed Jun 4, 2026MLS #TB8513635

Priced 19% below the ST PETERSBURG 33711 medianCondominiumBERMUDA BAY BEACH CONDO

About this home

3795 41ST LANE S UNIT A

Completely renovated and unlike any other residence in Bermuda Bay, this unique condominium was originally the community’s leasing office and offers a spacious, versatile floor plan that includes a valuable bonus room perfect for a home office, den, hobby room, fitness space, or additional guest area. Beautifully updated throughout, the home features a stunning, fully remodeled kitchen with striking quartz countertops, white shaker cabinetry, and newer appliances, creating a stylish and functional space for everyday living and entertaining. Both bathrooms have been completely redesigned with modern finishes, updated tile work, and beautifully appointed fixtures, giving the home a fresh, contemporary feel from top to bottom. Additional upgrades include a convenient all-in-one washer and dryer unit, a water heater replaced in 2021, and numerous thoughtful improvements that make this home truly move-in ready. Bermuda Bay offers an exceptional waterfront lifestyle with two swimming pools, tennis courts, pickleball courts, shuffleboard, playgrounds, boating opportunities, and a wide variety of community activities. Ideally located just 10–15 minutes from vibrant downtown St. Petersburg, residents enjoy easy access to award-winning restaurants, theaters, museums, waterfront parks, nightlife, and year-round entertainment, while the beautiful Gulf beaches, including Fort De Soto Park and Beach, are only minutes away. Shopping, everyday conveniences, and Interstate 275 are nearby, providing quick access to both Tampa International Airport and St. Pete–Clearwater International Airport. This one-of-a-kind Bermuda Bay home combines extensive renovations, thoughtful accessibility features, a rare bonus room, and an unbeatable location to create the ultimate Florida coastal lifestyle. Come live the dream!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,050

Sqft

18.87 ac

Lot size

1974

Year built

One

Levels

$238

Per sqft

Partially

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$948/mo
Taxes (2025)$3,064/yr
PetsDogs OK, Number Limit, Size Limit
CommunityCommunity Boat Ramp · Public Boat Ramp · Water Access · Waterfront · Clubhouse · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,946 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$255
Condo fee — from the listing$948
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,946/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$255
HOA / condo fee$948
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$178KedgeAI estimate $219,233 · range $185K$298K$310K

vs edgeAI estimate

+14%

$/sqft vs BERMUDA BAY BEACH CONDO

$238 vs $185

Days on market

68 vs 57 typical

Where $238/sqft sits among the 10 homes for sale in BERMUDA BAY BEACH CONDO

4
2
0
0
2 · this home
2
$150–170$170–191$191–211$211–231$231–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayview

Map of 3795 41ST LANE S UNIT A inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Bayview — neighborhood snapshot

Population

3,892

Median age

52

Median income

$63,896

Median home value

$241,999

Avg household

2

Households w/ children

389

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

5 of 10

BERMUDA BAY BEACH CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $249,999 · 68 days on market since
1974Built · BERMUDA BAY BEACH CONDO

Reality check

What actually sold near 3795 41ST LANE S UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3540 42ND STREET S UNIT FSold · Aug ’25

$230,000

3540 42ND STREET S UNIT F · same community

2 bd · 2 ba · 1,100 sqft · $209/sqft · 101 DOM

3580 41ST LANE S UNIT FSold · Mar ’26

$177,500

3580 41ST LANE S UNIT F · same community

2 bd · 2 ba · 1,100 sqft · $161/sqft · 0 DOM

3595 41ST LANE S UNIT LSold · Aug ’25

$215,000

3595 41ST LANE S UNIT L · same community

2 bd · 2 ba · 1,100 sqft · $195/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3795 41ST LANE S UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3795 41ST LANE S UNIT A — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3795 41ST LANE S UNIT A FAQs

What would the monthly payment be for 3795 41ST LANE S UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,946/mo — principal and interest, the actual property-tax bill, the $948/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3795 41ST LANE S UNIT A?+

The association fee works out to $948 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3795 41ST LANE S UNIT A?+

The most recent tax bill on record (2025) was $3,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3795 41ST LANE S UNIT A?+

The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $249,999, this home is listed about 43% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3795 41ST LANE S UNIT A?+

Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Michele Herndon, PA. MLS #TB8513635.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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