64 RACHEL DRIVE, TARPON SPRINGS, FL, 34689
Active44 days on marketListed Jun 23, 2026MLS #TB8522169
About this home
64 RACHEL DRIVE
Virtually Staged. One or more photos have been virtually staged. Welcome to this charming 2-bedroom, 2-bath manufactured home located in a friendly and active 55+ community. Built in 1971 and lovingly maintained by the same family for generations, this home offers a wonderful opportunity to enjoy comfortable Florida living while adding your own personal touches over time. The home features a spacious living area, dedicated dining space, and a functional kitchen with ample cabinet storage. The primary bedroom includes a private bathroom, while a second bedroom and full bath provide flexibility for guests, hobbies, or a home office. Recent improvements include newer toilets, and the home offers plenty of potential for customization to suit your style and needs. Residents enjoy access to a community pool and a monthly neighborhood newsletter that helps keep neighbors connected through local activities and events. Conveniently located near shopping, dining, medical facilities, golf courses, and many of Florida's popular attractions, you'll have easy access to everything needed for everyday living and recreation. Whether you're searching for a full-time residence, a seasonal getaway, or the perfect snowbird retreat, this well-cared-for home offers affordability, character, and the opportunity to become part of a welcoming community. Schedule your private showing today and discover all the possibilities .
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,308 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29%
$/sqft vs Tarpon Springs actives
$135 vs $244
Days on market
44 vs 46 typical
Where $135/sqft sits among the 265 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Tarpon Shores — neighborhood snapshot
Population
349
Median age
66
Median income
$24,803
Median home value
$78,400
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $428K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
147 of 265
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 64 RACHEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$47,000
229 DIXIE LANE · same community
2 bd · 2 ba · 989 sqft · $48/sqft · 131 DOM
Sold · Apr ’26$109,500
19 DRURY LANE · same community
2 bd · 2 ba · 920 sqft · $119/sqft · 322 DOM
Sold · Nov ’25$130,000
219 SEAGULL DRIVE · same community
2 bd · 2 ba · 1,008 sqft · $129/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 64 RACHEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 64 RACHEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
64 RACHEL DRIVE FAQs
What would the monthly payment be for 64 RACHEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,308/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 64 RACHEL DRIVE?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 64 RACHEL DRIVE?+
The most recent tax bill on record (2025) was $128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 64 RACHEL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $130,000, this home is listed about 70% below the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 64 RACHEL DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Heather Schierloh. MLS #TB8522169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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