130 MELODY LANE, TARPON SPRINGS, FL, 34689
Active86 days on marketListed May 14, 2026MLS #TB8508536
About this home
130 MELODY LANE
Located in the desirable Tarpon Shores community in beautiful Tarpon Springs, this FULLY FURNISHED 2BR/2BA mobile home offers comfortable Florida living with the added benefit of owning the land — no lot lease! Features include a utility shed with washer & dryer, side screened in Florida Room, plus a roof replaced in 2021 for added peace of mind. Unparalleled 55+ Community Amenities & Value Tarpon Shores offers an exceptional array of activities, creating a vibrant & active community for its residents: Community Center: The bustling hub for social gatherings and events. A Sparkling Swimming Pool: Perfect for refreshing dips and soaking up the Florida sun. Pickleball Courts: Stay active and engage in friendly competition. Full Chef's Kitchen: Ideal for community potlucks & special events. A Billiards Room & Card Tables: Enjoy games and good company with neighbors. A Library: For a quiet retreat for reading and relaxation. Shuffleboard: Classic fun for all skill levels. Beyond the fantastic facilities, Tarpon Shores fosters a strong sense of community with numerous clubs, including a lively Social Club & an engaging Women's Club. Throughout the year, residents enjoy a diverse calendar of activities, making it easy to connect with new friends. Experience true worry-free living with low maintenance fees that cover a comprehensive list of services: water, sewer, cable, internet, common grounds, yard & pool maintenance. Plus, benefit from the convenience of a full-time Office Manager and Property Manager on-site, dedicated to the community's smooth operation. Embrace the Tarpon Springs Lifestyle: Living in Tarpon Shores means embracing the rich culture and natural beauty of Tarpon Springs, a unique Gulf Coast city. Famous for its historic Sponge Docks, you can explore authentic Greek restaurants, charming boutiques, and witness sponge divers in action. Beyond the docks, Tarpon Springs offers: Pristine Beaches: A short drive to stunning Gulf beaches like Fred Howard Park Beach and Sunset Beach, perfect for swimming, sunbathing, and breathtaking sunsets. Outdoor Recreation: Enjoy boating, fishing, kayaking, and paddle boarding in the calm waters of the Gulf and its many bayous. The Pinellas Trail, a paved multi-use path, is also nearby for walking and biking enthusiasts. Cultural Attractions: Discover local art galleries, museums, and enjoy various festivals and events held throughout the year that celebrate the city's Greek heritage and vibrant community spirit. Dining & Shopping: From fresh seafood to quaint shops, Tarpon Springs offers an array of culinary experiences and unique shopping opportunities. Quaint Downtown: Explore the historic downtown area with its unique shops and local eateries. Tarpon Shores offers more than just a home; it offers a lifestyle of comfort, convenience, and community in one of Florida's most enchanting cities. You own the land! The 40K land share is included in the list price and can be financed through the HOA.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
660
Sqft
0.04 ac
Lot size
1972
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs Tarpon Springs actives
$150 vs $245
Days on market
86 vs 46 typical
Where $150/sqft sits among the 266 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Tarpon Shores — neighborhood snapshot
Population
349
Median age
66
Median income
$24,803
Median home value
$78,400
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
146 of 266
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 MELODY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$72,700
159 MELODY LANE · same community
1 bd · 1 ba · 688 sqft · $106/sqft · 143 DOM
Sold · Mar ’26$105,000
46 DRURY LANE · same community
1 bd · 1 ba · 726 sqft · $145/sqft · 70 DOM
Sold · Feb ’26$88,500
144 MELODY LANE · same community
2 bd · 2 ba · 850 sqft · $104/sqft · 230 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 MELODY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 MELODY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 MELODY LANE FAQs
What would the monthly payment be for 130 MELODY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,207/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 MELODY LANE?+
The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 MELODY LANE?+
The most recent tax bill on record (2025) was $1,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 MELODY LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $99,000, this home is listed about 77% below the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 130 MELODY LANE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$99,000 is 69% below the TARPON SPRINGS 34689 median of $321,000, and at $150/sqft it sits under the Tarpon Springs average of $270.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $105,900, now $99,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lori Ford. MLS #TB8508536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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