David Ramirez
$634,900$675,0005 bd3 ba3,566 sqft$178 /sqft$4,598 /mo all-in ↓

3117 KING FERN DRIVE, WIMAUMA, FL, 33598

Active38 days on marketListed Jun 26, 2026MLS #TB8521849

Reduced $40KWaterfrontSingle Family ResidenceBERRY BAY SUB

About this home

3117 KING FERN DRIVE

Welcome to one of the most thoughtfully upgraded homes in the community — sitting on a premium 60-foot-wide lot (vs. the standard 50-foot) and packed with high-end finishes that the current owner added after move-in. From the moment you step inside, you'll see the difference: custom wall mouldings, designer light fixtures, all new ceiling fans, and motorized blinds throughout deliver a true model-home feel. The heart of the home features upgraded smart appliances, a striking gunmetal sink, a custom-built pantry, and an upgraded laundry room with additional custom cabinetry. Living spaces are anchored by built-in cabinetry surrounding the TVs both upstairs and down — perfect for entertaining and everyday living. Every closet has been finished out with custom shelving systems, with the primary suite featuring a designer California Closet build-out for the ultimate walk-in experience. The primary bath is finished with a sleek frameless glass shower door, adding a true spa-like touch. The dedicated office boasts French doors and acoustic panels, ideal for working from home, podcasting, or a quiet study. This is a fully integrated smart home — if it can be controlled, it is. Smart garage doors, thermostats, sprinkler system, front door lock, and Google doorbell are all app-enabled for total convenience and peace of mind. A complete alarm system and security cameras also convey with the home, giving the next owner true move-in-ready protection from day one. Car enthusiasts and hobbyists will love the four-car tandem garage, currently built out as additional finished storage but easily convertible back to full parking. Outside, the home is wrapped in double stucco for added durability, and the extended paver patio creates the perfect spot to relax and enjoy Florida evenings. Bonus: ALL upgrades listed above were completed by the current owner after move-in, and ALL furniture in the home is available for purchase separately — making this a true turn-key opportunity. Homes with this level of customization in this community simply do not come along often.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,566

Sqft

0.17 ac

Lot size

4

Garage

2023

Year built

Two

Levels

$178

Per sqft

WaterfrontNegotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Lighting · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$9,196/yr
PetsNo

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,598 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$766
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,490
Interest rate6.00%
Loan term

Estimated payment

$4,598/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$766
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $635K
$490KedgeAI estimate $544,074 · range $510K$570K$660K

vs edgeAI estimate

+16.7%

$/sqft vs BERRY BAY SUB

$178 vs $176

Days on market

38 vs 44 typical

Where $178/sqft sits among the 21 homes for sale in BERRY BAY SUB

3
6
1
6 · this home
3
2
$137–148$148–159$159–171$171–182$182–193$193+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 3117 KING FERN DRIVE

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

11 of 21

BERRY BAY SUB have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $634,900 $40K
Jun 26, 2026Listed at $675,000 · 38 days on market since
2023Built · BERRY BAY SUB

Reality check

What actually sold near 3117 KING FERN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3148 MARINE GRASS DRIVESold · Aug ’25

$650,000

3148 MARINE GRASS DRIVE · same community

5 bd · 4 ba · 3,566 sqft · $182/sqft · 130 DOM

3071 MARINE GRASS DRIVESold · Apr ’26

$550,000

3071 MARINE GRASS DRIVE · same community

5 bd · 3 ba · 3,566 sqft · $154/sqft · 9 DOM

3113 MARINE GRASS DRIVESold · Aug ’25

$495,000

3113 MARINE GRASS DRIVE · same community

5 bd · 3 ba · 3,566 sqft · $139/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3117 KING FERN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3117 KING FERN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3117 KING FERN DRIVE FAQs

What would the monthly payment be for 3117 KING FERN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,598/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3117 KING FERN DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3117 KING FERN DRIVE?+

The most recent tax bill on record (2025) was $9,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3117 KING FERN DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $634,900, this home is listed about 72% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$634,900 runs 72% above the Wimauma median — but at 3,566 sqft it's also 74% larger than the typical Wimauma listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $675,000, now $634,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of SUNBELT REAL ESTATE FLORIDA · Christopher Dufala. MLS #TB8521849.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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