David Ramirez
$489,9005 bd3 ba3,566 sqft$137 /sqft$4,156 /mo all-in ↓

3091 MARINE GRASS DRIVE, WIMAUMA, FL, 33598

Active79 days on marketListed May 7, 2026MLS #TB8504306

WaterfrontSingle Family ResidenceBERRY BAY SUB

About this home

3091 MARINE GRASS DRIVE

Why wait for new construction when you can have this “like new” 2023 MI Homes Mira Lago floor plan now, with an approximate $490,000 VA assumable mortgage at 5.125 percent in a completely built-out phase of the community. This home brings you 3,566 indoor SF on a lakefront lot with breathtaking sunsets! The well-configured floor plan offers a downstairs flex room/office (currently used as a formal dining room), a large great room, a guest bedroom with ensuite bath and private exit to the rear patio. The fantastic open kitchen has a 9-1/2' island breakfast bar, loads of counter space, cabinets and drawers, stainless steel appliances, double built-in ovens, plus a huge walk-in pantry with all the shelving and storage you would ever need. Have breakfast in the cafe area near the sliders to the patio so you can view the water to start your day. Upstairs you’ll find a spacious 20'x17' loft/game room area with tray ceilings and great natural lighting. The 22’x16’ owner’s suite with the deluxe owner’s bath option has dual vanities, a large garden tub, a separate shower and large walk-in closet. Add three more bedrooms and a full bath and you have a great floor plan with plenty of livability and privacy. Discover the vibrant community and amenities of Berry Bay where you can live the balance of a tranquil oasis with the convenience of nearby exciting city life and beaches. Berry Bay offers planned events and activities throughout the year, a large sparkling swimming pool with many cozy seating and lounging areas, a spacious clubhouse, a covered scenic picnic area, a dedicated dog park, state-of-the art playground, basketball and pickleball court, paved pathways through parks for your exercise and relaxation. The location enjoys close proximity to I-75, Hwy 301 and Hwy 41 for easy travel to Tampa, St. Petersburg and Sarasota areas and new hospital and medical centers. Ellenton Premium Outlets are a few miles away and a variety of restaurants and activities. Become a part of this amazing community today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,566

Sqft

0.14 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$137

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$8/mo
Taxes (2025)$10,651/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,156 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$888
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$4,156/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$888
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$446KedgeAI estimate $541,686 · range $464K$588K$612K

vs edgeAI estimate

−9.6%

$/sqft vs BERRY BAY SUB

$137 vs $176

Days on market

79 vs 44 typical

Where $137/sqft sits among the 27 homes for sale in BERRY BAY SUB

5 · this home
6
2
7
3
4
$137–149$149–160$160–171$171–183$183–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 3091 MARINE GRASS DRIVE

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

15 of 27

BERRY BAY SUB have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

May 7, 2026Listed at $489,900 · 79 days on market since
2023Built · BERRY BAY SUB

Reality check

What actually sold near 3091 MARINE GRASS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3148 MARINE GRASS DRIVESold · Aug ’25

$650,000

3148 MARINE GRASS DRIVE · same community

5 bd · 4 ba · 3,566 sqft · $182/sqft · 130 DOM

3071 MARINE GRASS DRIVESold · Apr ’26

$550,000

3071 MARINE GRASS DRIVE · same community

5 bd · 3 ba · 3,566 sqft · $154/sqft · 9 DOM

3113 MARINE GRASS DRIVESold · Aug ’25

$495,000

3113 MARINE GRASS DRIVE · same community

5 bd · 3 ba · 3,566 sqft · $139/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3091 MARINE GRASS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3091 MARINE GRASS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3091 MARINE GRASS DRIVE FAQs

What would the monthly payment be for 3091 MARINE GRASS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,156/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3091 MARINE GRASS DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3091 MARINE GRASS DRIVE?+

The most recent tax bill on record (2025) was $10,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3091 MARINE GRASS DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $489,900, this home is listed about 32% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Listing courtesy of FUTURE HOME REALTY INC · Barbara Brown. MLS #TB8504306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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