10263 GANDY BOULEVARD N UNIT 406, ST PETERSBURG, FL, 33702
Active40 days on marketListed Jul 2, 2026MLS #TB8521824
About this home
10263 GANDY BOULEVARD N UNIT 406
This condo is the perfect effortless Florida living in this beautifully maintained second-floor unit overlooking one of Itopia’s tranquil landscape. This 1-bedroom, 1-bath residence offers 742 square feet of light-filled living space within one of St. Petersburg’s most desirable gated communities. With an open floor plan, soaring vaulted ceilings, and peaceful water views, this home is ideal for year-round living, a seasonal getaway, or a smart investment opportunity. The spacious living room is filled with natural light and opens seamlessly to the dining area and kitchen, creating a comfortable layout that’s perfect for both everyday living and entertaining. Sliding glass doors lead to your private balcony that over look the beautiful landscape. The generously sized bedroom features a large walk-in closet, while additional interior storage and a private exterior storage closet provide plenty of space for all your belongings. In unit washer and dryer are an added convenience. For investors, Itopia offers exceptional flexibility with a minimum lease period of just three months and lease terms of up to one year. Residents enjoy an impressive collection of resort-style amenities, including two heated swimming pools with relaxing spas, a fitness center, tennis and volleyball courts, a clubhouse, business center, dog park, car wash station, and beautifully landscaped grounds with scenic ponds throughout the community. Convenient access to I-275, the Howard Frankland Bridge, and the Gandy Bridge, this location places you just minutes from downtown St. Petersburg, Tampa, Clearwater, Tampa International Airport, MacDill Air Force Base, outstanding restaurants, shopping, and the award-winning Gulf beaches. As an added bonus, Itopia is a VA-approved community. Whether you’re searching for your next home, a winter escape, or an investment property with excellent rental potential, this exceptional condo combines an unbeatable location, outstanding amenities, and incredible value. Schedule your private showing today and experience everything Itopia has to offer.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
742
Sqft
1989
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,845 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,845/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.9%
$/sqft vs ITOPIA PRIVATE RESIDENCES CONDO
$202 vs $156
Days on market
40 vs 57 typical
Where $202/sqft sits among the 10 homes for sale in ITOPIA PRIVATE RESIDENCES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 10
ITOPIA PRIVATE RESIDENCES CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10263 GANDY BOULEVARD N UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$126,500
10263 GANDY BOULEVARD N UNIT 2302 · same community
1 bd · 1 ba · 742 sqft · $170/sqft · 36 DOM
Sold · Apr ’26$99,900
10265 GANDY BOULEVARD N UNIT 1505 · same community
1 bd · 1 ba · 742 sqft · $135/sqft · 11 DOM
Sold · Aug ’25$94,000
10265 GANDY BOULEVARD N UNIT 1113 · same community
1 bd · 1 ba · 742 sqft · $127/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10263 GANDY BOULEVARD N UNIT 406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10263 GANDY BOULEVARD N UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10263 GANDY BOULEVARD N UNIT 406 FAQs
What would the monthly payment be for 10263 GANDY BOULEVARD N UNIT 406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,845/mo — principal and interest, the actual property-tax bill, the $622/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10263 GANDY BOULEVARD N UNIT 406?+
The association fee works out to $622 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10263 GANDY BOULEVARD N UNIT 406?+
The most recent tax bill on record (2025) was $1,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10263 GANDY BOULEVARD N UNIT 406?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $150,000, this home is listed about 65% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10263 GANDY BOULEVARD N UNIT 406?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33702 market on paper
$150,000 is 41% below the ST PETERSBURG 33702 median of $253,000, and at $202/sqft it sits under the St Petersburg average of $382.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $622/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Giuliana Cianfarani. MLS #TB8521824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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