10263 GANDY BOULEVARD N UNIT 2405, ST PETERSBURG, FL, 33702
Active386 days on marketListed Jul 21, 2025MLS #TB8409334
About this home
10263 GANDY BOULEVARD N UNIT 2405
Welcome to resort-style living at Itopia in St. Petersburg—an excellent investment opportunity with tenant in place. This well-maintained 2-bedroom, 2-bath ground-floor condo offers 1,028 square feet of living space, featuring laminate flooring, stainless steel appliances, and a private screened patio with tranquil pond views. Located just steps from the pool and clubhouse, Itopia is a gated, amenity-rich community with heated pools, fitness center, sauna, sports courts, dog park, and more—making it highly desirable for tenants. Conveniently situated near I-275, downtown St. Petersburg, Tampa, and the Gulf beaches, this location supports strong rental demand. Investor-friendly: Property is currently leased, offering immediate income. Seller will cover the HOA special assessment with an accepted offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,028
Sqft
1989
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,126 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs ITOPIA PRIVATE RESIDENCES CONDO
$146 vs $156
Days on market
386 vs 57 typical
Where $146/sqft sits among the 10 homes for sale in ITOPIA PRIVATE RESIDENCES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 10
ITOPIA PRIVATE RESIDENCES CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10263 GANDY BOULEVARD N UNIT 2405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$130,000
10265 GANDY BOULEVARD N UNIT 816 · same community
2 bd · 2 ba · 1,028 sqft · $126/sqft · 14 DOM
Sold · May ’26$108,500
10265 GANDY BOULEVARD N UNIT 1008 · same community
2 bd · 2 ba · 1,028 sqft · $106/sqft · 13 DOM
Sold · Sep ’25$95,000
10265 GANDY BOULEVARD N UNIT 1715 · same community
2 bd · 2 ba · 1,028 sqft · $92/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10263 GANDY BOULEVARD N UNIT 2405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10263 GANDY BOULEVARD N UNIT 2405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10263 GANDY BOULEVARD N UNIT 2405 FAQs
What would the monthly payment be for 10263 GANDY BOULEVARD N UNIT 2405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,126/mo — principal and interest, the actual property-tax bill, the $748/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10263 GANDY BOULEVARD N UNIT 2405?+
The association fee works out to $748 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10263 GANDY BOULEVARD N UNIT 2405?+
The most recent tax bill on record (2024) was $3,226. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10263 GANDY BOULEVARD N UNIT 2405?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $150,000, this home is listed about 65% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10263 GANDY BOULEVARD N UNIT 2405?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33702 market on paper
$150,000 is 41% below the ST PETERSBURG 33702 median of $253,000, and at $146/sqft it sits under the St Petersburg average of $382.
02Know the monthly fee
The association fee is $748/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
386 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $179,000, now $150,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Maria Azuaje. MLS #TB8409334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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