
17909 HOWSMOOR PLACE, LUTZ, FL, 33559
Active36 days on marketListed Jun 24, 2026MLS #TB8521809
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Sat, Aug 1
11:00 AM – 2:00 PM
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About this home
17909 HOWSMOOR PLACE
Welcome to an exceptional residence in the gated community of Cordoba Estates, where luxury, privacy, and functionality come together on an expansive .68 acre corner homesite. Built by Standard Pacific Homes, this sought after Bellingham floor plan offers over 4,600 square feet of thoughtfully designed living space featuring 5 bedrooms, 3 full baths, 2 half baths, a private office, and two oversized bonus rooms. From the moment you arrive, the home's charming European Cottage elevation, mature landscaping, and oversized corner lot create an impressive first impression. Inside, soaring ceilings, elegant architectural details, rich wood flooring, and abundant natural light enhance the home's welcoming atmosphere. The heart of the home is a designer chef's kitchen featuring quartz countertops, illuminated cabinetry with transom accents, a massive center island, stainless steel appliances, double wall ovens, a Butler's Pantry, walk in pantry, and multiple storage areas designed for effortless entertaining. The open concept design flows seamlessly into the spacious great room, creating the perfect gathering space for family and guests. The luxurious first floor primary suite serves as a private retreat, complete with tray ceilings, expansive windows, custom closet organization, and a spa inspired bath featuring separate vanities, a soaking garden tub, and a frameless glass walk in shower. Upstairs, four additional bedrooms, multiple bathrooms, and two large bonus rooms provide incredible flexibility for media rooms, game rooms, fitness spaces, or multigenerational living. Step outside to your own resort style oasis where a screened lanai overlooks the sparkling pool with spillover fountain. The fully fenced backyard offers exceptional privacy and ample green space rarely found in today's luxury communities. Whether hosting gatherings around the firepit, enjoying a quiet evening swim, or relaxing under the covered lanai, this outdoor living space was designed for year round Florida enjoyment. Additional features include a 3 car garage with epoxy flooring, EV charging station, generator hookup, water softener system, reverse osmosis filtration, surround sound, security system, and numerous recent updates including a newer Daikin HVAC system and fresh interior paint. Residents of Cordoba Estates enjoy resort style amenities including a beach entry community pool, splash pad, tennis courts, basketball court, racquetball courts, playground, picnic areas, and dog park, all within a beautifully maintained gated setting. Perfectly positioned in one of Lutz's most desirable luxury communities, this home offers convenient access to The Shops at Wiregrass, Tampa Premium Outlets, The Grove at Wesley Chapel, AdventHealth Center Ice, Moffitt Cancer Center, University of South Florida, and Downtown Tampa. Commuters will appreciate easy access to Interstate 75, Interstate 275, and the Veterans Expressway, placing Tampa International Airport, International Plaza, downtown business districts, and Gulf Coast beaches within easy reach. Exceptional shopping, dining, entertainment, top medical facilities, and everyday conveniences are all just minutes away, making this an ideal location for those seeking luxury living with unmatched accessibility.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,629
Sqft
0.68 ac
Lot size
3
Garage
2013
Year built
Two
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,262 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,262/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Lutz actives
$292 vs $245
Days on market
36 vs 35 typical
Where $292/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
155 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the Lutz median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 17909 HOWSMOOR PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,300,000
17923 BARN CLOSE DRIVE · same community
5 bd · 3.5 ba · 4,520 sqft · $288/sqft · 176 DOM
Sold · Feb ’26$1,179,000
17914 HOWSMOOR PLACE · same community
5 bd · 3.5 ba · 4,506 sqft · $262/sqft · 33 DOM
Sold · Nov ’25$1,250,000
3226 CORDOBA RANCH BOULEVARD · same community
5 bd · 5.5 ba · 5,364 sqft · $233/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17909 HOWSMOOR PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17909 HOWSMOOR PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17909 HOWSMOOR PLACE FAQs
What would the monthly payment be for 17909 HOWSMOOR PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,262/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17909 HOWSMOOR PLACE?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17909 HOWSMOOR PLACE?+
The most recent tax bill on record (2025) was $14,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17909 HOWSMOOR PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $1,350,000, this home is listed about 176% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,350,000 runs 176% above the Lutz median — but at 4,629 sqft it's also nearly twice the size of the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,400,000, now $1,350,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YELLOWFIN REALTY · William Morris. MLS #TB8521809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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