David Ramirez
$1,299,000$1,349,0005 bd4 ba4,470 sqft$291 /sqft$9,313 /mo all-in ↓

3225 CORDOBA RANCH BOULEVARD, LUTZ, FL, 33559

Active16 days on marketListed Jul 17, 2026MLS #TB8530200

Reduced $50KSingle Family ResidenceCORDOBA RANCH

Come see it

Upcoming open house

Sun, Aug 2

2:00 PM – 4:00 PM

About this home

3225 CORDOBA RANCH BOULEVARD

Exclusive Gated Cordoba Ranch in Lutz. Welcome to this exceptional luxury executive estate, offering 4,470 heated square feet (6,065 total) of refined living across 5 bedrooms and 4 bathrooms. Located toward the back of the community for maximum privacy, this home showcases designer finishes, expansive windows, and exquisite architectural details throughout a floor plan that flows seamlessly between formal and casual living spaces. The chef's dream kitchen anchors the home with an oversized island with storage, 42" soft-close cabinetry, premium upgraded stainless steel appliances, and a walk-in pantry with custom shelving. An adjacent alcove features a built-in wine refrigerator and under-cabinet wine rack perfect for the entertainer. Upstairs, beautiful wood flooring flows throughout, complementing an expanded loft area ? an ideal bonus space for a second living room, media room, or private teen retreat. The primary suite is a spa-inspired sanctuary with dual vanities, his-and-hers closets, a freestanding soaking tub, an oversized walk-in shower, and a private balcony. Set on just over half an acre with no rear neighbors, the wooded backyard offers space to build your own resort-style pool oasis. Entertain effortlessly in the outdoor kitchen, complete with built-in grill, beverage cooler, sink, and storage under the lanai. A 3-car garage with epoxy flooring rounds out the estate's premium features. Executive-level peace of mind comes standard with a whole-home Generac generator, 250-gallon buried propane tank, 2 HVAC units, and full-house water filtration. Beyond the home, Cordoba Ranch delivers resort-style living with a community pool, tennis courts, basketball court, and playground ? all just minutes from top-rated schools, dining, and everyday conveniences. Schedule your private showing today and experience executive estate living at its finest.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,470

Sqft

0.56 ac

Lot size

3

Garage

2020

Year built

Two

Levels

$291

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway
ExteriorBalcony · Outdoor Grill · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$64/mo
Taxes (2025)$19,111/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,313 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$1,593
HOA fee — from the listing$64
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$9,313/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,593
HOA / condo fee$64
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$671KedgeAI estimate $908,178 · range $699K$992K$1.4M

vs edgeAI estimate

+43%

$/sqft vs Lutz actives

$291 vs $243

Days on market

16 vs 35 typical

Where $291/sqft sits among the 271 Lutz actives

83
84
52 · this home
23
9
20
$174–215$215–256$256–297$297–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 3225 CORDOBA RANCH BOULEVARD

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

160 of 271

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 165% above the Lutz median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $50K
Jul 17, 2026Listed at $1,349,000 · 16 days on market since
2020Built · CORDOBA RANCH

Reality check

What actually sold near 3225 CORDOBA RANCH BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17914 HOWSMOOR PLACESold · Feb ’26

$1,179,000

17914 HOWSMOOR PLACE · same community

5 bd · 3.5 ba · 4,506 sqft · $262/sqft · 33 DOM

17923 BARN CLOSE DRIVESold · Feb ’26

$1,300,000

17923 BARN CLOSE DRIVE · same community

5 bd · 3.5 ba · 4,520 sqft · $288/sqft · 176 DOM

3226 CORDOBA RANCH BOULEVARDSold · Nov ’25

$1,250,000

3226 CORDOBA RANCH BOULEVARD · same community

5 bd · 5.5 ba · 5,364 sqft · $233/sqft · 146 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3225 CORDOBA RANCH BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3225 CORDOBA RANCH BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3225 CORDOBA RANCH BOULEVARD FAQs

What would the monthly payment be for 3225 CORDOBA RANCH BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,313/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3225 CORDOBA RANCH BOULEVARD?+

The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3225 CORDOBA RANCH BOULEVARD?+

The most recent tax bill on record (2025) was $19,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3225 CORDOBA RANCH BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,299,000, this home is listed about 165% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,299,000 runs 165% above the Lutz median — but at 4,470 sqft it's also nearly twice the size of the typical Lutz listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $1,349,000, now $1,299,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Lisa Kirkpatrick. MLS #TB8530200.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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