David Ramirez
$170,0003 bd2 ba1,296 sqft$131 /sqft$1,522 /mo all-in ↓

1550 S BELCHER ROAD UNIT 421, CLEARWATER, FL, 33764

Active44 days on marketListed Jun 20, 2026MLS #TB8521348

Priced 21% below the CLEARWATER 33764 medianCondominiumBELLEAIR VILLAGE CONDO

About this home

1550 S BELCHER ROAD UNIT 421

Back on market due to buyer’s loss of job! Sunlight pours through the windows of this beautifully maintained 3-bedroom Clearwater condo, where pool views and an abundance of natural light create a welcoming place to call home. Move-in ready and thoughtfully updated, this residence offers the perfect blend of comfort, convenience, and Florida charm. The open split-bedroom floor plan provides both privacy and functionality, while the spacious living room is lined with windows and anchored by a cozy fireplace, creating an inviting space for relaxing or entertaining. The kitchen offers exceptional storage with 42-inch upper cabinets, a pantry, and a charming eat-in dining area. A full-size washer and dryer are conveniently located inside the unit and are included with the sale. Privately situated down the hallway, the primary suite features a large walk-in closet and en suite bathroom. Step outside to your covered porch overlooking the pool, the perfect spot to enjoy your morning coffee or unwind at the end of the day. The porch may also be screened in for additional privacy and year-round enjoyment. Recent updates include a new AC system and water heater, providing peace of mind for years to come. Professionally cleaned and meticulously maintained, this home is truly move-in ready. Just bring your belongings and start enjoying the Florida lifestyle. Residents enjoy access to resort-style amenities including a sparkling pool, hot tub, fitness center, sauna, clubhouse, and beautifully landscaped grounds. Condo fees cover exterior maintenance, roof upkeep, grounds maintenance, trash service, clubhouse amenities, and security cameras throughout the community. The home also includes a covered assigned parking space, offering everyday convenience and protection from the elements. Ideally located in the heart of Clearwater, you'll be close to shopping, restaurants, and everyday conveniences, while just minutes from Eagle Lake Park, golf courses, major airports, and the world-famous sugar sand beaches of Clearwater Beach. Enjoy the ease of maintenance-free living, where exterior upkeep, landscaping, and community amenities are taken care of for you. Spend less time on chores and more time enjoying the beach, relaxing by the pool, and experiencing everything Clearwater has to offer. This is Florida living the way it was meant to be.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,296

Sqft

4 ac

Lot size

1988

Year built

One

Levels

$131

Per sqft

FireplacePool viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Thermostat
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewPool
FacesSoutheast
ParkingAssigned · Common · Covered · Ground Level · Guest · Open · Reserved
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sauna · Sidewalk · Storage

Community & fees

Taxes (2025)$3,430/yr
PetsNumber Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,522 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property tax — 2025 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,950
Interest rate6.00%
Loan term

Estimated payment

$1,522/mo

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $170K
$163KedgeAI estimate $302,492 · range $252K$344K$357K

vs edgeAI estimate

−43.8%

$/sqft vs Clearwater actives

$131 vs $216

Days on market

44 vs 55 typical

Where $131/sqft sits among the 399 Clearwater actives

151 · this home
124
63
20
12
29
$114–189$189–265$265–341$341–417$417–493$493+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1550 S BELCHER ROAD UNIT 421

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

222 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $170,000 · 44 days on market since
1988Built · BELLEAIR VILLAGE CONDO

Reality check

What actually sold near 1550 S BELCHER ROAD UNIT 421

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1550 S BELCHER ROAD UNIT 412Sold · May ’26

$130,000

1550 S BELCHER ROAD UNIT 412 · same community

2 bd · 2 ba · 1,296 sqft · $100/sqft · 153 DOM

1550 S BELCHER ROAD UNIT 335Sold · Feb ’26

$134,000

1550 S BELCHER ROAD UNIT 335 · same community

1 bd · 1 ba · 825 sqft · $162/sqft · 133 DOM

1550 S BELCHER ROAD UNIT 524Sold · Mar ’26

$135,000

1550 S BELCHER ROAD UNIT 524 · same community

1 bd · 1 ba · 800 sqft · $169/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1550 S BELCHER ROAD UNIT 421 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1550 S BELCHER ROAD UNIT 421 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1550 S BELCHER ROAD UNIT 421 FAQs

What would the monthly payment be for 1550 S BELCHER ROAD UNIT 421?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,522/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1550 S BELCHER ROAD UNIT 421?+

The most recent tax bill on record (2025) was $3,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1550 S BELCHER ROAD UNIT 421?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $170,000, this home is listed about 38% below the Clearwater median of $274,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1550 S BELCHER ROAD UNIT 421?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33764 market on paper

$170,000 is 21% below the CLEARWATER 33764 median of $215,700, and at $131/sqft it sits under the Clearwater average of $276.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXPERTS ASSOCIATES · Denvir Steele. MLS #TB8521348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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