David Ramirez
$115,000$149,9001 bd1 ba825 sqft$139 /sqft$1,105 /mo all-in ↓

1550 S BELCHER ROAD UNIT 525, CLEARWATER, FL, 33764

Active70 days on marketListed May 26, 2026MLS #TB8510791

Priced 48% below the CLEARWATER 33764 medianReduced $35KCondominiumBELLEAIR VILLAGE CONDO

About this home

1550 S BELCHER ROAD UNIT 525

Welcome to effortless Florida living in the highly desirable Belleair Village community. Located at 1550 S Belcher Road, Unit 525, this spacious 1 bedroom, 1 bathroom condo offers the perfect combination of comfort, style, and low maintenance living right in the heart of Clearwater. Whether you are searching for a year round residence, seasonal retreat, or investment opportunity, this beautifully updated condo places you close to everything that makes the Florida lifestyle so desirable. As you step inside, you are immediately welcomed by a bright and inviting layout filled with natural light, elegant finishes, and tasteful upgrades throughout. Beautiful wood flooring flows through the living and dining area, while crown molding and detailed trim work add an elevated touch of character and sophistication to the space. The open living and dining area provide plenty of room for relaxing or entertaining guests, creating a warm and comfortable atmosphere that instantly feels like home. The beautiful kitchen is both stylish and functional, featuring granite countertops, a decorative backsplash, stainless steel appliances, ample cabinetry, and generous prep space perfect for everyday living. Just off the kitchen, the convenience of an in unit washer and dryer makes daily life even easier. The spacious primary bedroom offers a peaceful retreat with abundant closet space and easy access to the stunningly renovated bathroom. Designed with a modern feel, the bathroom features an elegant tile shower with glass enclosure, updated cabinetry, modern fixtures, and designer inspired finishes that create a spa like experience right at home. An additional storage closet provides even more functionality and convenience. Residents of Belleair Village enjoy access to fantastic community amenities designed to make every day feel like a vacation. Enjoy beautifully maintained grounds, a sparkling community pool, clubhouse, fitness area, covered assigned parking, and maintenance free living in one of Clearwater’s most convenient locations. Just minutes away, you will find world famous Gulf beaches including Clearwater Beach, known for its sugar sand shoreline, breathtaking sunsets, waterfront dining, and endless entertainment. Enjoy quick access to shopping centers, local boutiques, grocery stores, medical facilities, golf courses, parks, and a wide variety of popular restaurants and cafes. Conveniently located near major roadways, commuting to Tampa, St. Petersburg, and both Tampa International and St. Pete Clearwater airports is a breeze. This is your opportunity to enjoy beautifully updated Florida living in one of Clearwater’s most desirable and centrally located communities while being surrounded by pristine beaches, endless dining options, shopping, entertainment, and everyday conveniences right at your fingertips. ****PLEASE NOTE**** $325 special assessment is 24 monthly payments ending 04/2028, after that the association dues will only be $521/month ****PLEASE NOTE****

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

825

Sqft

0 ac

Lot size

1988

Year built

One

Levels

$139

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingGuest
ExteriorSidewalk

Community & fees

Taxes (2025)$2,601/yr
CommunityClubhouse · Community Mailbox · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,105 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$1,105/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $115K
$110KedgeAI estimate $137,003 · range $119K$167K$174K

vs edgeAI estimate

−16.1%

$/sqft vs Clearwater actives

$139 vs $216

Days on market

70 vs 55 typical

Where $139/sqft sits among the 399 Clearwater actives

155 · this home
121
66
20
9
28
$114–192$192–271$271–350$350–429$429–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1550 S BELCHER ROAD UNIT 525

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

220 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $115,000 $35K
May 26, 2026Listed at $149,900 · 70 days on market since
1988Built · BELLEAIR VILLAGE CONDO

Reality check

What actually sold near 1550 S BELCHER ROAD UNIT 525

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1550 S BELCHER ROAD UNIT 335Sold · Feb ’26

$134,000

1550 S BELCHER ROAD UNIT 335 · same community

1 bd · 1 ba · 825 sqft · $162/sqft · 133 DOM

1550 S BELCHER ROAD UNIT 524Sold · Mar ’26

$135,000

1550 S BELCHER ROAD UNIT 524 · same community

1 bd · 1 ba · 800 sqft · $169/sqft · 204 DOM

1550 S BELCHER ROAD UNIT 412Sold · May ’26

$130,000

1550 S BELCHER ROAD UNIT 412 · same community

2 bd · 2 ba · 1,296 sqft · $100/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1550 S BELCHER ROAD UNIT 525 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1550 S BELCHER ROAD UNIT 525 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1550 S BELCHER ROAD UNIT 525 FAQs

What would the monthly payment be for 1550 S BELCHER ROAD UNIT 525?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1550 S BELCHER ROAD UNIT 525?+

The most recent tax bill on record (2025) was $2,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $115,000, this home is listed about 58% below the Clearwater median of $274,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1550 S BELCHER ROAD UNIT 525?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33764 market on paper

$115,000 is 48% below the CLEARWATER 33764 median of $219,900, and at $139/sqft it sits under the Clearwater average of $276.

02Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $149,900, now $115,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Richard Boswell. MLS #TB8510791.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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