20801 CHISHOLM TRAIL, LAND O LAKES, FL, 34638
Active40 days on marketListed Jun 27, 2026MLS #TB8521223
About this home
20801 CHISHOLM TRAIL
Rare opportunity to own a beautifully renovated 3-bedroom, 2-bath home situated on an expansive 1.01-acre (43,996 sq. ft.) lot. Offering 1,424 square feet of living space, this home has been completely renovated from top to bottom with modern finishes and attention to detail throughout. Enjoy the freedom and privacy of Rural Density Residential zoning while still being just minutes from everyday conveniences. The spacious property provides endless possibilities for outdoor living, gardening, recreational vehicles, boats, workshops, or simply enjoying wide-open space that is increasingly hard to find. Location is everything! This property is less than one mile from Dale Mabry Highway and State Road 54, placing you close to shopping centers, supermarkets, restaurants, retail stores, medical facilities, and a wide variety of businesses and services. Whether you're looking for room to spread out, a place to store your toys, or a peaceful retreat without sacrificing convenience, this move-in-ready home delivers the best of both worlds. 3 Bedrooms | 2 Bathrooms 1,424 Sq. Ft. Living Area 1.01 Acres (43,996 Sq. Ft.) Completely Renovated from A to Z Rural Density Residential Zoning No HOA Restrictions Less than 1 Mile to Dale Mabry Hwy Minutes to State Road 54 Shopping, Dining & Entertainment Huge Lot with Endless Possibilities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,424
Sqft
1.01 ac
Lot size
2
Garage
1989
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,528 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,528/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.2%
$/sqft vs NA
$400 vs $283
Days on market
40 vs 41 typical
Where $400/sqft sits among the 125 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
57 of 125
NA have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20801 CHISHOLM TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$825,000
5704 OLD HOMELAND ROAD · same community
3 bd · 2 ba · 1,400 sqft · $589/sqft · 69 DOM
Sold · Apr ’26$535,000
3616 & 3622 NW 178TH TERRACE · same community
3 bd · 2 ba · 1,456 sqft · $367/sqft · 179 DOM
Sold · Feb ’26$657,000
6738 AVENUE D · same community
3 bd · 2 ba · 1,458 sqft · $451/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20801 CHISHOLM TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20801 CHISHOLM TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20801 CHISHOLM TRAIL FAQs
What would the monthly payment be for 20801 CHISHOLM TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,528/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20801 CHISHOLM TRAIL?+
The most recent tax bill on record (2025) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $569,000, this home is listed about 36% above the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20801 CHISHOLM TRAIL?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME TOWN REALTY, INC. · Dung Do. MLS #TB8521223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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