David Ramirez
$569,0003 bd2 ba1,852 sqft$307 /sqft$3,920 /mo all-in ↓

8445 NE 310TH AVENUE, FORT MC COY, FL, 32134

Active10 days on marketListed Jul 27, 2026MLS #OM728941

WaterfrontSingle Family ResidenceNA

About this home

8445 NE 310TH AVENUE

Yellow Bluff Lakefront Retreat with Panoramic Lake George Views 3 Bedrooms | 2 Bathrooms | 3,122 Total Sq Ft | 1.14 Acres | Approx. 80' of Lake George Frontage Perched high atop the legendary Yellow Bluff, one of the highest elevations in Northeast Marion County, this exceptional waterfront home offers breathtaking panoramic views overlooking beautiful Lake George, Florida's second-largest lake and gateway to the St. Johns River. Situated on 1.14 private acres with approximately 80 feet of lake frontage, this property offers an incredible combination of privacy, updated living space, and unforgettable scenery. Originally built in 1988, the home has been extensively updated and offers approximately 3,122 total square feet, including 1,852 square feet on the main level, 1,270 square feet of conditioned basement space, a 132-square-foot covered porch, 203-square-foot concrete patio, and an expansive 581-square-foot deck overlooking the lake. The completely remodeled kitchen is the centerpiece of the home and features new cabinetry, Quartz countertops, stainless steel appliances, updated lighting, and ceiling fans. The open floor plan flows seamlessly into the spacious living room where a new triple vinyl sliding glass door perfectly frames spectacular sunrise views across Lake George. The adjoining dining area features both double and triple vinyl sliding glass doors, filling the home with natural light while providing direct access to the oversized deck—an ideal setting for entertaining or simply enjoying the peaceful waterfront setting. Luxury vinyl plank flooring extends throughout the main living areas, creating a clean, modern appearance. The spacious 18' x 14' primary suite offers abundant natural light, his-and-hers closets, and a bathroom featuring a steel tub with tiled shower surround, updated vanity, and tile flooring. Bedrooms two and three are comfortably sized with updated flooring and generous closet space. The guest bathroom includes a steel tub with fiberglass surround and an updated vanity. The conditioned basement level provides exceptional flexibility. A staircase from the main hallway leads to a finished recreation room with warm wood paneling and sliding glass doors opening onto the concrete patio overlooking the bluff. Two additional rooms provide endless possibilities for additional bedrooms, a home office, fitness room, workshop, game room, or guest suite. Hidden behind the kitchen is a convenient laundry room, mechanical room, and exterior south-side entrance. Outdoor living is equally impressive. Relax on the oversized deck, soak in the hot tub overlooking Lake George, or gather with family and friends on the newly completed concrete patio while enjoying one of the most spectacular lake views in Florida. Major improvements include a metal roof installed in 2015 and a new HVAC system installed in 2026, providing peace of mind for years to come. Yellow Bluff is surrounded by the Ocala National Forest, offering convenient access to boating, fishing, kayaking, hiking, horseback riding, hunting, and OHV trails. Explore nearby Silver Glen Springs, Salt Springs, Juniper Springs, and the St. Johns River, all just minutes away. Whether you're searching for a full-time waterfront residence, weekend retreat, or legacy property, this rare Yellow Bluff home offers an opportunity that seldom comes available. Experience the beauty, tranquility, and unmatched views of Lake George—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,852

Sqft

1.14 ac

Lot size

1988

Year built

Two

Levels

$307

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Other
CoolingCentral Air · Mini-Split Unit(s) · Wall/Window Unit(s)
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionConcrete · Vinyl Siding
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorLighting

Community & fees

Taxes (2025)$5,710/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,920 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$476
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate6.00%
Loan term

Estimated payment

$3,920/mo

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property taxes (actual bill)$476
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$502KedgeAI estimate $542,717 · range $523K$593K$616K

vs edgeAI estimate

+4.8%

$/sqft vs NA

$307 vs $287

Days on market

10 vs 34 typical

Where $307/sqft sits among the 126 homes for sale in NA

82 · this home
27
5
1
3
8
$108–380$380–652$652–924$924–1195$1195–1467$1467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 8445 NE 310TH AVENUE

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$240K$111K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

57 of 126

NA have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 974% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $569,000 · 10 days on market since
1988Built · NA

Reality check

What actually sold near 8445 NE 310TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7812 W LAURA STREETSold · Dec ’25

$150,000

7812 W LAURA STREET · same community

3 bd · 2 ba · 1,800 sqft · $83/sqft · 58 DOM

1219 N RIDGEWOOD AVENUESold · Feb ’26

$460,000

1219 N RIDGEWOOD AVENUE · same community

3 bd · 2 ba · 2,021 sqft · $228/sqft · 3 DOM

14777 ERICE AVENUESold · Jan ’26

$638,839

14777 ERICE AVENUE · same community

3 bd · 2.5 ba · 2,113 sqft · $302/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8445 NE 310TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8445 NE 310TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

8445 NE 310TH AVENUE FAQs

What would the monthly payment be for 8445 NE 310TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8445 NE 310TH AVENUE?+

The most recent tax bill on record (2025) was $5,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $569,000, this home is listed about 220% above the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8445 NE 310TH AVENUE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM728941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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