25212 E HIGHWAY 316, SALT SPRINGS, FL, 32134
Active310 days on marketListed Sep 18, 2025MLS #OM709648
About this home
25212 E HIGHWAY 316
Situated on 2.19 acres with 200 feet of waterfront on Little Lake Kerr, this unique property offers spectacular sunsets, privacy, and room to entertain. The estate features both a custom-built main home (2005) and a guest home, perfect for multi-generational living or hosting extended family and friends. The main home includes 3 bedrooms, 2 bathrooms, plus a half bath outside for lake and work days. With 1,761 sq ft under heat and air, the home features vaulted ceilings, abundant natural light, and an open floor plan. The custom kitchen includes cherry cabinets, granite countertops, double ovens, glass cooktop, double-drawer dishwasher, and large sink with bar area. The spacious primary suite (15’x19’) includes a walk-in closet and en suite with tiled walk-in shower, vanity, and private toilet area. Guest bedrooms share a Jack & Jill bath with tiled tub/shower combo. A wood-burning fireplace anchors the living room with lake views, while French doors open to a rear covered porch, fire pit, and landscaped backyard. Additional features include a 24’x12’ carport, laundry/utility room, and screened area off the living room. Outdoor living shines with a 24’x24’ covered gazebo (power, lights, ceiling fans, and hot tub), above-ground pool with sun deck, large multi level dock for the boat and a concrete boat ramp. The guest home (1974 mobile home with full-length addition) offers 1,344 sq ft, 2 bedrooms, 2 bathrooms, dining area, updated kitchen with range, refrigerator, island, custom cabinets with wood countertops, and a 46’x12’ living room with three large picture windows overlooking the lake. Several storage buildings are located between the two homes. Surrounded by the Ocala National Forest, this property is minutes from the Salt Springs Recreation Area, Lake George, and the St. Johns River. The area offers endless opportunities for boating, fishing, hunting, hiking, and trail riding, with everyday conveniences just minutes away. Only 30 minutes to Ocala or Palatka. This is a one-of-a-kind lakefront retreat combining privacy, modern updates, and multiple residences—perfect for year-round living or as a family getaway.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,761
Sqft
2.19 ac
Lot size
2005
Year built
One
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,217 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NA
$369 vs $265
Days on market
310 vs 77 typical
Where $369/sqft sits among the 131 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salt Springs
Get to know Salt Springs. See the full Salt Springs guide →
SALT SPRINGS 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Salt Springs market
$174K → $390K
Salt Springs median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
57 of 131
NA have cut their price
Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1050% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 25212 E HIGHWAY 316
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
7812 W LAURA STREET · same community
3 bd · 2 ba · 1,800 sqft · $83/sqft · 58 DOM
Sold · Dec ’25$405,000
35410 JOHNS LANE · same community
3 bd · 2 ba · 1,560 sqft · $260/sqft · 28 DOM
Sold · Mar ’26$448,000
5192 CABO COURT · same community
2 bd · 2 ba · 1,560 sqft · $287/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25212 E HIGHWAY 316 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25212 E HIGHWAY 316 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
25212 E HIGHWAY 316 FAQs
What would the monthly payment be for 25212 E HIGHWAY 316?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25212 E HIGHWAY 316?+
The most recent tax bill on record (2024) was $3,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Salt Springs?+
At $650,000, this home is listed about 252% above the Salt Springs median of $184,900. The market section on this page shows how the area is trending.
Which schools are assigned to 25212 E HIGHWAY 316?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 1050% above the SALT SPRINGS 32134 median — but at 1,761 sqft it's also 67% larger than the typical Salt Springs listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
310 days on market against a Salt Springs median of 77 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $685,000, now $650,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM709648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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