David Ramirez
$775,0006 bd4 ba3,327 sqft$233 /sqft$5,685 /mo all-in ↓

4726 LAGO VISTA CIRCLE, LAND O LAKES, FL, 34639

Active52 days on marketListed Jun 19, 2026MLS #TB8520859

Private poolSingle Family ResidenceLAGO DEL REY

About this home

4726 LAGO VISTA CIRCLE

Welcome to a home where no expense was spared. Originally built as a premier William Ryan model home, this stunning six-bedroom, four-full-bathroom property is nestled within a gated community of only 39 homes. Because it was the model, the home is overflowing with architectural details, but it is the high-tech, eco-conscious upgrades that truly set this property apart. Best of all, you can enjoy this lifestyle with the peace of mind of low HOA fees and absolutely no CDD fees. The experience begins the moment you arrive, greeted by a beautiful shaded paved patio that leads you to the front door. Upon entering, you are immediately welcomed by rich crown molding and captivating, direct views of the sparkling pool. Intelligently designed, the home is appointed in a thoughtful three-way split floor plan, offering the perfect layout to gather and entertain while maintaining an ideal balance of individual privacy. In the heart of the home, the kitchen is a visual masterpiece showcasing 42-inch custom cabinetry accented with elegant rope trim, high-end pendant lighting, and a gorgeous travertine backsplash illuminated by subtle under-cabinet lighting. Premium appliances take center stage, including an LG refrigerator featuring the signature InstaView glass panel. The ground floor also features a versatile flex space perfect for a home office or formal den, alongside a dedicated first-floor laundry room for maximum convenience. The primary suite serves as your personal oasis, anchored by a spa-like ensuite bathroom featuring a modern seamless glass shower enclosure and a massive walk-in closet explicitly built with the true clothes horse in mind. Upstairs, the home opens into a massive second-floor loft (bedroom 6) designed for ultimate versatility. This expansive space can function as a dynamic entertainment zone, a guest suite, or a dedicated theater room for movie nights, completely rounded out with its own full bathroom. Step outside to your private paradise, highlighted by a gorgeous pool completed in 2017 with a premium, durable Pebble Tec finish that offers a luxurious texture underfoot. This outdoor sanctuary is elevated by an elegant sheer descent waterfall that provides a soothing soundtrack, as well as a dedicated water deck complete with a playful bubble fountain—perfect for lounging on warm days. Beyond the beauty, this home provides ultimate peace of mind and incredible monthly savings. The property is fully future-proofed with fully paid-off solar panels that not only yield near-zero electric bills but also efficiently heat the pool for year-round enjoyment. A whole-house generator guarantees you are never left in the dark, while a water purifier and water softener system protect the infrastructure. Even the pristine garage has been upgraded with durable epoxy flooring and an installed 240V electric vehicle fast-charging outlet. There are simply too many premium details to mention in a single listing—this masterfully upgraded former William Ryan model home is an absolute must-see in person to truly appreciate the craftsmanship, savings, and scale. Schedule your private tour today.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,327

Sqft

0.24 ac

Lot size

3

Garage

2012

Year built

Two

Levels

$233

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Purifier · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$172/mo
Taxes (2025)$10,561/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Public · Solar · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,685 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$880
HOA fee — from the listing$172
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,685/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$880
HOA / condo fee$172
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$233 vs $203

Days on market

52 vs 42 typical

Where $233/sqft sits among the 400 Land O Lakes actives

113
134
67 · this home
46
12
28
$152–182$182–213$213–243$243–273$273–304$304+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 4726 LAGO VISTA CIRCLE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

204 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $775,000 · 52 days on market since
2012Built · LAGO DEL REY

Reality check

What actually sold near 4726 LAGO VISTA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4807 LAGO VISTA CIRCLESold · Oct ’25

$900,000

4807 LAGO VISTA CIRCLE · same community

4 bd · 3.5 ba · 4,178 sqft · $215/sqft · 35 DOM

2805 Casita Way # 215, Delray Beach FL 33445Sold · Sep ’25

$245,000

2805 Casita Way # 215, Delray Beach FL 33445 · same community

2 bd · 2 ba · 1,225 sqft · $200/sqft · 12 DOM

2825 Casita Way # 104, Delray Beach FL 33445Sold · Aug ’25

$210,000

2825 Casita Way # 104, Delray Beach FL 33445 · same community

2 bd · 2 ba · 1,133 sqft · $185/sqft · 255 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4726 LAGO VISTA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4726 LAGO VISTA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4726 LAGO VISTA CIRCLE FAQs

What would the monthly payment be for 4726 LAGO VISTA CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,685/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4726 LAGO VISTA CIRCLE?+

The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4726 LAGO VISTA CIRCLE?+

The most recent tax bill on record (2025) was $10,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4726 LAGO VISTA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $775,000, this home is listed about 83% above the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4726 LAGO VISTA CIRCLE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$775,000 runs 104% above the LAND O LAKES 34639 median — but at 3,327 sqft it's also 63% larger than the typical Land O Lakes listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jennifer Hernandez. MLS #TB8520859.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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