David Ramirez
$795,000$825,0004 bd3 ba3,177 sqft$250 /sqft$6,231 /mo all-in ↓

20454 LACE CASCADE RD, LAND O LAKES, FL, 34637

Active28 days on marketListed Jul 8, 2026MLS #TB8526974

Reduced $30KSingle Family ResidenceCONNERTON VILLAGE 1 PARCEL

About this home

20454 LACE CASCADE RD

Virtually Staged. Nestled on a nearly one-third-acre homesite in the exclusive gated enclave of Rose Pointe in award-winning Connerton, this stunning Avalon Building Corp. home offers 3,077 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, a private office, and a spacious bonus room. This is the latest version of Avalon’s two-time Grand Award-winning floor plan, featuring bright, open living spaces and exceptional craftsmanship throughout. Double entry doors welcome you into an elegant foyer leading to a formal dining room with a double coffered ceiling, crown molding, and sliding glass doors to the lanai. The luxurious primary suite features a coffered ceiling, dual walk-in closets, lanai access, and a spa-inspired bath with dual granite vanities and a frameless glass walk-in shower. The gourmet kitchen boasts granite countertops, stainless steel GE appliances, 42-inch cabinets with crown molding, and a large center island overlooking the spacious family room with triple sliding glass doors showcasing peaceful conservation views. The versatile bonus room with an adjoining full bath offers endless possibilities as a media room, home gym, office, or private guest suite. Enjoy a large backyard with room for a pool and beautiful natural surroundings. Connerton residents enjoy resort-style amenities including a clubhouse, pool with water slides, fitness center, tennis, basketball and volleyball courts, miles of walking and biking trails, a café, and year-round community events. Conveniently located near SR 52, SR 54, the Suncoast Parkway, I-75, shopping, dining, and more.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,177

Sqft

0.3 ac

Lot size

3

Garage

2022

Year built

One

Levels

$250

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$163/mo
Taxes (2025)$15,836/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Available · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,231 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$1,320
HOA fee — from the listing$163
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$6,231/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$1,320
HOA / condo fee$163
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$535KedgeAI estimate $581,173 · range $558K$654K$827K

vs edgeAI estimate

+36.8%

$/sqft vs Land O Lakes actives

$250 vs $205

Days on market

28 vs 41 typical

Where $250/sqft sits among the 400 Land O Lakes actives

110
129
72
48 · this home
14
27
$153–183$183–212$212–241$241–270$270–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 20454 LACE CASCADE RD

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34637 — neighborhood snapshot

Population

11,398

Median age

36.9

Median income

$114,328

Median home value

$385,700

Avg household

2.86

Households w/ children

1,491

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

227 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $30K
Jul 8, 2026Listed at $825,000 · 28 days on market since
2022Built · CONNERTON VILLAGE 1 PARCEL

Reality check

What actually sold near 20454 LACE CASCADE RD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19411 RANCHVIEW COURTSold · Mar ’26

$627,000

19411 RANCHVIEW COURT

4 bd · 3 ba · 3,160 sqft · $198/sqft · 73 DOM

7340 NIGHT HERON DRIVESold · May ’26

$655,000

7340 NIGHT HERON DRIVE

5 bd · 4 ba · 3,139 sqft · $209/sqft · 185 DOM

8016 ROCK SPRING COURTSold · Sep ’25

$780,000

8016 ROCK SPRING COURT

4 bd · 3 ba · 3,132 sqft · $249/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20454 LACE CASCADE RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20454 LACE CASCADE RD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

20454 LACE CASCADE RD FAQs

What would the monthly payment be for 20454 LACE CASCADE RD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,231/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 20454 LACE CASCADE RD?+

The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 20454 LACE CASCADE RD?+

The most recent tax bill on record (2025) was $15,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20454 LACE CASCADE RD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $795,000, this home is listed about 90% above the Land O Lakes median of $417,990. The market section on this page shows how the area is trending.

Which schools are assigned to 20454 LACE CASCADE RD?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$795,000 runs 99% above the LAND O LAKES 34637 median — but at 3,177 sqft it's also 57% larger than the typical Land O Lakes listing.

02Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $825,000, now $795,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Bradley Allan. MLS #TB8526974.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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