34 BRISTOL DRIVE, PALM COAST, FL, 32137
Active39 days on marketListed Jun 16, 2026MLS #TB8519749
About this home
34 BRISTOL DRIVE
Virtually Staged. Welcome to the largest floor plan in Sea Colony, Palm Coast's best-kept secret! Thoughtfully designed for multi-generational living and effortless entertaining, this home features two spacious primary suites, offering exceptional flexibility and privacy for extended family, guests, or long-term accommodations. Located in an exclusive 24-hour gated beachfront community, residents enjoy private beach access from inside the gates with no need to cross A1A--a rare feature that makes coastal living both convenient and safe. Inside, you'll find luxury vinyl plank flooring, spacious living and dining areas, and an open-concept layout ideal for entertaining. Additional highlights include solar panels with battery backup, an extra-wide garage with abundant storage, and parking for up to four vehicles, including two spaces in the garage and two in the driveway. Owner financing is also available for qualified buyers. Experience the perfect blend of space, modern upgrades, and resort-style coastal living in Sea Colony--Palm Coast's best-kept secret. Seller financing available 20% to 25% down!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,582
Sqft
0.14 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,736 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,736/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$261 vs $221
Days on market
39 vs 47 typical
Where $261/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 BRISTOL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,075,000
200 OCEAN CREST DRIVE UNIT 151
3 bd · 3.5 ba · 2,588 sqft · $415/sqft · 15 DOM
Sold · Sep ’25$751,340
22 MAHOE DRIVE N
3 bd · 2.5 ba · 2,566 sqft · $293/sqft · 108 DOM
Sold · Jan ’26$890,000
144 COCHISE COURT
3 bd · 2.5 ba · 2,512 sqft · $354/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 BRISTOL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 BRISTOL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 BRISTOL DRIVE FAQs
What would the monthly payment be for 34 BRISTOL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,736/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34 BRISTOL DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34 BRISTOL DRIVE?+
The most recent tax bill on record (2025) was $5,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34 BRISTOL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $675,000, this home is listed about 71% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 34 BRISTOL DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 78% above the PALM COAST 32137 median — but at 2,582 sqft it's also 37% larger than the typical Palm Coast listing.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $700,000, now $675,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Lisa Loiacono. MLS #TB8519749.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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