33 BEDFORD DRIVE, PALM COAST, FL, 32137
Active86 days on marketListed May 3, 2026MLS #FC318177
About this home
33 BEDFORD DRIVE
In Sea Colony an Oceanfront GATED community sits this beautiful totally updated home in model home condition. Kick off your shoes put on the flip flops and head to the beach, community pool and spa. Or use your own spa (2025) in the back yard overlooking the water. Relaxation and fun awaits you. Roof 2022, HVAC 2020, H/W heater 2021, Flood Zone X. Appliances 2025, Updated kitchen 2025, New flooring 2024, New bathrooms, Fencing 2023,Sprinkler System 2025, Solar Shield Windows 2020, Interior doors 2022, Water Filtration System 2024, Other updates include new Garage door, screens, front and rear Exterior doors, Plantation shutters/Blinds, Ceilings, Exterior painting. Enjoy the newly updated oceanfront clubhouse offering activities & festivities. Golf courses, Tennis and Pickle ball courts, shopping, restaurants minutes away. ICW 10 minutes from your front door to go fishing, kayaking, boating, St. Augustine is 30 minutes north and Daytona Beach is 30 minutes south for Bike week. IF you are looking for the doll house this is it! Call for a tour soon because this beauty won't last long! Seller will assist with buying down rate or closing costs.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,608
Sqft
0.12 ac
Lot size
2
Garage
1986
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs Palm Coast actives
$330 vs $216
Days on market
86 vs 47 typical
Where $330/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
174 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 33 BEDFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$519,000
11 SEMINOLE AVENUE
3 bd · 2 ba · 1,632 sqft · $318/sqft · 1 DOM
Sold · Oct ’25$344,000
4 BEDFORD DRIVE
3 bd · 2 ba · 1,578 sqft · $218/sqft · 12 DOM
Sold · Jun ’26$660,000
200 OCEAN CREST DRIVE UNIT 718
3 bd · 3 ba · 1,676 sqft · $394/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 33 BEDFORD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 33 BEDFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
33 BEDFORD DRIVE FAQs
What would the monthly payment be for 33 BEDFORD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,995/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 33 BEDFORD DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 33 BEDFORD DRIVE?+
The most recent tax bill on record (2026) was $2,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 33 BEDFORD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $529,900, this home is listed about 34% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 33 BEDFORD DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,900 runs 38% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Louise Bubser. MLS #FC318177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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