David Ramirez
$60,000$75,0002 bd1 ba890 sqft$67 /sqft$1,240 /mo all-in ↓

5850 21ST STREET N UNIT 15, ST PETERSBURG, FL, 33714

Active58 days on marketListed Jun 15, 2026MLS #TB8519617

Priced 70% below the ST PETERSBURG 33714 medianReduced $15KCondominiumTOWN APTS CONDO

About this home

5850 21ST STREET N UNIT 15

This just in! This spacious 2 Bedroom condo is waiting for its new owner and their creative vision! The living room is ample in size, and is an easy space to make your own! The Dining Room is set off the Galley Kitchen, the perfect layout for easy meals. Passing through the Kitchen leads you to the expansive Florida Room. The Florida Room runs the length of the entire unit, and houses a large storage closet. Both Bedrooms are set off the right-side of the living areas, with the Master Bedroom being set back from the front. The Master Bedroom has plenty of room for a king-sized bed as well as several dressers, and still offers a large built-in closet. The Second Bedroom is also generous in size, and provides a second door to the front entryway! The amenities are unbeatable -- the laundry facilities are key-entry only and are very clean! Enjoy the beautiful community pool and recreation building, shuffleboard, and peaceful pond, all resting in the middle of the entire community for ultimate privacy. Only minutes to grocery shopping and restaurants, a 25-minute drive to Tampa Int'l, a 10-minute drive to beautiful downtown St. Petersburg, a 25-minute drive to beautiful Treasure Island -- you are in the heart of what makes Florida Living the finest!! X FLOOD ZONE, 2nd story high & dry unit!! Carport Space #15! With a fresh coat of paint in your colors of choice, you can transform this home into your Florida dream!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

890

Sqft

0.69 ac

Lot size

1966

Year built

One

Levels

$67

Per sqft

55+ community

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Refrigerator
InteriorOpen Floorplan
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesSouth
ParkingDeeded · Guest
ExteriorCourtyard · Sidewalk

Community & fees

HOA fee$695/mo
Taxes (2025)$67/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,240 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$353
FHA mortgage insurance (est.)$27
Property tax — 2025 actual bill$6
Condo fee — from the listing$695
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,100
Interest rate6.00%
Loan term

Estimated payment

$1,240/mo

Principal & interest$353
FHA mortgage insurance (est.)$27
Property taxes (actual bill)$6
HOA / condo fee$695
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $60K
$58KedgeAI estimate $84,595 · range $76K$106K$111K

vs edgeAI estimate

−29.1%

$/sqft vs TOWN APTS CONDO

$67 vs $136

Days on market

58 vs 58 typical

Where $67/sqft sits among the 29 homes for sale in TOWN APTS CONDO

3 · this home
3
1
8
7
7
$67–85$85–102$102–119$119–136$136–154$154+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5850 21ST STREET N UNIT 15

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33714 — neighborhood snapshot

Population

20,103

Median age

40.9

Median income

$47,221

Median home value

$177,500

Avg household

2.41

Households w/ children

1,835

For the school run

Pinellas County School District

ElementaryLealman Avenue Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddlePinellas Park Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

8 of 29

TOWN APTS CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the ST PETERSBURG 33714 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $60,000 $15K
Jun 15, 2026Listed at $75,000 · 58 days on market since
1966Built · TOWN APTS CONDO

Reality check

What actually sold near 5850 21ST STREET N UNIT 15

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5970 21ST STREET N UNIT 15Sold · Apr ’26

$50,000

5970 21ST STREET N UNIT 15 · same community

2 bd · 1 ba · 870 sqft · $57/sqft · 291 DOM

5815 18TH STREET N UNIT 4Sold · Oct ’25

$63,000

5815 18TH STREET N UNIT 4 · same community

2 bd · 2 ba · 870 sqft · $72/sqft · 7 DOM

6000 21ST STREET N UNIT 6Sold · Jul ’26

$45,000

6000 21ST STREET N UNIT 6 · same community

2 bd · 1 ba · 870 sqft · $52/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5850 21ST STREET N UNIT 15 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5850 21ST STREET N UNIT 15 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

5850 21ST STREET N UNIT 15 FAQs

What would the monthly payment be for 5850 21ST STREET N UNIT 15?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,240/mo — principal and interest, the actual property-tax bill, the $695/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5850 21ST STREET N UNIT 15?+

The association fee works out to $695 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5850 21ST STREET N UNIT 15?+

The most recent tax bill on record (2025) was $67. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5850 21ST STREET N UNIT 15?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $60,000, this home is listed about 86% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5850 21ST STREET N UNIT 15?+

Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33714 market on paper

$60,000 is 70% below the ST PETERSBURG 33714 median of $199,000, and at $67/sqft it sits under the St Petersburg average of $382.

02Know the monthly fee

The association fee is $695/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $75,000, now $60,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Jessica Jurek. MLS #TB8519617.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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