5940 21ST STREET N UNIT 11, ST PETERSBURG, FL, 33714
Active144 days on marketListed Mar 27, 2026MLS #TB8490924
About this home
5940 21ST STREET N UNIT 11
Enjoy easy Florida living at an affordable price in this well-maintained 2-bedroom, 1-bath condo located in a quiet 55+ community in St. Petersburg far away from any flood zone. With 800 square feet, UPDATED DOUBLE-PANE WINDOWS, laminate flooring, and an HVAC system in good working order, this unit offers a comfortable, low-maintenance option for year-round living or a seasonal Florida retreat. Inside, the layout is practical and inviting, with bright, functional living spaces and two bedrooms that offer flexibility for guests, hobbies, or a home office. The front entry is surrounded by beautiful gardens, creating a welcoming first impression, while carport parking right out back adds everyday convenience. A recently installed 30-year metal roof and healthy reserves offer additional peace of mind. The monthly HOA fee of $448 delivers exceptional value and includes water, sewer, trash, gas, internet, cable TV, security, insurance, exterior maintenance, and access to the community’s impressive amenities. Residents enjoy a heated swimming pool, recreation center, meeting room, shuffleboard, weekly bingo, card games, a friendship club, dancing, holiday dinners with entertainment, and exercise classes including Zumba and yoga. Pets are allowed with appropriate documentation, and no rentals are permitted. Location is another standout feature. This centrally located condo places you close to grocery stores, shops, restaurants, medical centers, and major highway access, with the nearest grocery store within walking distance for added convenience. You are also just a short drive from Gulf beaches and close to downtown St. Petersburg, where you can enjoy the pier, waterfront parks, dining, and entertainment. Affordable, convenient, and full of lifestyle appeal, Unit 11 is an excellent opportunity to enjoy a well-kept home in an active, amenity-rich community close to everything St. Pete has to offer.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
800
Sqft
0.79 ac
Lot size
1965
Year built
One
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs TOWN APTS CONDO
$100 vs $136
Days on market
144 vs 58 typical
Where $100/sqft sits among the 31 homes for sale in TOWN APTS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 31
TOWN APTS CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5940 21ST STREET N UNIT 11
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$50,000
5970 21ST STREET N UNIT 15 · same community
2 bd · 1 ba · 870 sqft · $57/sqft · 291 DOM
Sold · Oct ’25$63,000
5815 18TH STREET N UNIT 4 · same community
2 bd · 2 ba · 870 sqft · $72/sqft · 7 DOM
Sold · Jul ’26$45,000
6000 21ST STREET N UNIT 6 · same community
2 bd · 1 ba · 870 sqft · $52/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5940 21ST STREET N UNIT 11 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5940 21ST STREET N UNIT 11 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5940 21ST STREET N UNIT 11 FAQs
What would the monthly payment be for 5940 21ST STREET N UNIT 11?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5940 21ST STREET N UNIT 11?+
The most recent tax bill on record (2025) was $1,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5940 21ST STREET N UNIT 11?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $79,900, this home is listed about 82% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5940 21ST STREET N UNIT 11?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33714 market on paper
$79,900 is 47% below the ST PETERSBURG 33714 median of $150,000, and at $100/sqft it sits under the St Petersburg average of $380.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
144 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Alexi Schreier. MLS #TB8490924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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